COMMITMENTS AND CONTINGENCIES (Tables)

3 Months Ended

Mar. 31, 2025

Commitments and Contingencies Disclosure [Abstract]

Schedule of Guarantor Obligations

A summary of the Company’s commitments is as follows:

(dollars in thousands)	March 31, 2025		December 31, 2024
Commitments to extend credit	$	3,606,465	$	3,578,227
Unused home equity lines of credit	436,414		437,304
Financial standby letters of credit	42,306		39,507
Mortgage interest rate lock commitments	347,944		192,528

Schedule of Allowance for Credit Loss for Unfunded Commitments

The following table presents activity in the allowance for unfunded commitments for the periods presented:

	Three Months Ended March 31,
(dollars in thousands)	2025		2024
Balance at beginning of period	$	30,510	$	41,558
Provision for unfunded commitments	5,373		(4,422)
Balance at end of period	$	35,883	$	37,136