SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2024

Segment Reporting [Abstract]

Schedule of Financial Information with Respect to Company's Reportable Business Segments

The following table presents selected financial information with respect to the Company’s reportable business segments for the years ended December 31, 2024, 2023 and 2022. Significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM. There are no material intersegment sales or transfers:

	Year Ended December 31, 2024
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	962,918	$	236,670	$	75,264	$	103,432	$	1,378,284
Interest expense	271,201		142,374		48,492		67,027		529,094
Net interest income	691,717		94,296		26,772		36,405		849,190
Provision for credit losses	60,434		(2,799)		275		883		58,793
Noninterest income	121,972		167,031		4,209		45		293,257
Noninterest expense
Salaries and employee benefits	243,795		92,436		3,216		8,194		347,641
Occupancy and equipment expenses	44,568		3,965		26		225		48,784
Data processing and communications expenses	54,121		5,048		160		370		59,699
Other expenses(1)	96,049		50,209		976		4,436		151,670
Total noninterest expense	438,533		151,658		4,378		13,225		607,794
Income before income tax expense	314,722		112,468		26,328		22,342		475,860
Income tax expense	83,503		23,618		5,529		4,525		117,175
Net income	$	231,219	$	88,850	$	20,799	$	17,817	$	358,685
Total assets	$	18,954,256	$	4,828,842	$	983,229	$	1,495,723	$	26,262,050
Goodwill	$	951,148	$	—	$	—	$	64,498	$	1,015,646
Other intangible assets, net	$	67,721	$	—	$	—	$	3,040	$	70,761

	Year Ended December 31, 2023
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	913,439	$	212,106	$	71,110	$	83,780	$	1,280,435
Interest expense	224,543		123,804		47,271		49,773		445,391
Net interest income	688,896		88,302		23,839		34,007		835,044
Provision for credit losses	132,789		9,535		(440)		772		142,656
Noninterest income	102,177		137,145		3,475		31		242,828
Noninterest expense
Salaries and employee benefits	228,399		80,317		2,794		8,600		320,110
Occupancy and equipment expenses	46,232		4,899		5		314		51,450
Data processing and communications expenses	48,155		4,836		171		324		53,486
Other expenses(1)	100,752		47,393		873		4,217		153,235
Total noninterest expense	423,538		137,445		3,843		13,455		578,281
Income before income tax expense	234,746		78,467		23,911		19,811		356,935
Income tax expense	62,297		16,478		5,021		4,034		87,830
Net income	$	172,449	$	61,989	$	18,890	$	15,777	$	269,105
Total assets	$	18,291,626	$	4,916,753	$	825,415	$	1,169,905	$	25,203,699
Goodwill	$	951,148	$	—	$	—	$	64,498	$	1,015,646
Other intangible assets, net	$	81,959	$	—	$	—	$	5,990	$	87,949

	Year Ended December 31, 2022
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	648,309	$	155,533	$	43,521	$	46,523	$	893,886
Interest expense	(12,698)		76,339		16,794		12,425		92,860
Net interest income	661,007		79,194		26,727		34,098		801,026
Provision for credit losses	61,549		12,351		(1,074)		(1,129)		71,697
Noninterest income	97,815		182,039		4,537		33		284,424
Noninterest expense
Salaries and employee benefits	202,128		107,810		1,973		7,808		319,719
Occupancy and equipment expenses	45,441		5,579		4		337		51,361
Data processing and communications expenses	44,073		4,580		187		388		49,228
Other expenses(1)	87,340		48,224		830		3,953		140,347
Total noninterest expense	378,982		166,193		2,994		12,486		560,655
Income before income tax expense	318,291		82,689		29,344		22,774		453,098
Income tax expense	78,343		17,364		6,162		4,689		106,558
Net income	$	239,948	$	65,325	$	23,182	$	18,085	$	346,540
Total assets	$	18,105,049	$	4,739,612	$	1,016,192	$	1,192,433	$	25,053,286
Goodwill	$	951,148	$	—	$	—	$	64,498	$	1,015,646
Other intangible assets, net	$	97,254	$	—	$	—	$	8,940	$	106,194

(1) Other expenses for each reportable segment include credit resolution-related expenses, advertising and marketing expenses, amortization of intangible assets, and loan servicing expenses.