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SEGMENT REPORTING - Schedule of Segment Reporting, by Reportable Business Segments (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Segment Reporting Information [Line Items]      
Interest income $ 1,378,284 $ 1,280,435 $ 893,886
Interest expense 529,094 445,391 92,860
Net interest income 849,190 835,044 801,026
Provision for credit losses 58,793 142,656 71,697
Noninterest income 293,257 242,828 284,424
Noninterest expense      
Salaries and employee benefits 347,641 320,110 319,719
Occupancy and equipment expenses 48,784 51,450 51,361
Data processing and communications expenses 59,699 53,486 49,228
Other expenses 151,670 153,235 140,347
Total noninterest expense 607,794 578,281 560,655
Income before income tax expense 475,860 356,935 453,098
Income tax expense 117,175 87,830 106,558
Net income 358,685 269,105 346,540
Total assets 26,262,050 25,203,699 25,053,286
Goodwill 1,015,646 1,015,646 1,015,646
Other intangible assets, net 70,761 87,949 106,194
Banking Division      
Segment Reporting Information [Line Items]      
Interest income 962,918 913,439 648,309
Interest expense 271,201 224,543 (12,698)
Net interest income 691,717 688,896 661,007
Provision for credit losses 60,434 132,789 61,549
Noninterest income 121,972 102,177 97,815
Noninterest expense      
Salaries and employee benefits 243,795 228,399 202,128
Occupancy and equipment expenses 44,568 46,232 45,441
Data processing and communications expenses 54,121 48,155 44,073
Other expenses 96,049 100,752 87,340
Total noninterest expense 438,533 423,538 378,982
Income before income tax expense 314,722 234,746 318,291
Income tax expense 83,503 62,297 78,343
Net income 231,219 172,449 239,948
Total assets 18,954,256 18,291,626 18,105,049
Goodwill 951,148 951,148 951,148
Other intangible assets, net 67,721 81,959 97,254
Retail Mortgage Division      
Segment Reporting Information [Line Items]      
Interest income 236,670 212,106 155,533
Interest expense 142,374 123,804 76,339
Net interest income 94,296 88,302 79,194
Provision for credit losses (2,799) 9,535 12,351
Noninterest income 167,031 137,145 182,039
Noninterest expense      
Salaries and employee benefits 92,436 80,317 107,810
Occupancy and equipment expenses 3,965 4,899 5,579
Data processing and communications expenses 5,048 4,836 4,580
Other expenses 50,209 47,393 48,224
Total noninterest expense 151,658 137,445 166,193
Income before income tax expense 112,468 78,467 82,689
Income tax expense 23,618 16,478 17,364
Net income 88,850 61,989 65,325
Total assets 4,828,842 4,916,753 4,739,612
Goodwill 0 0 0
Other intangible assets, net 0 0 0
Warehouse Lending Division      
Segment Reporting Information [Line Items]      
Interest income 75,264 71,110 43,521
Interest expense 48,492 47,271 16,794
Net interest income 26,772 23,839 26,727
Provision for credit losses 275 (440) (1,074)
Noninterest income 4,209 3,475 4,537
Noninterest expense      
Salaries and employee benefits 3,216 2,794 1,973
Occupancy and equipment expenses 26 5 4
Data processing and communications expenses 160 171 187
Other expenses 976 873 830
Total noninterest expense 4,378 3,843 2,994
Income before income tax expense 26,328 23,911 29,344
Income tax expense 5,529 5,021 6,162
Net income 20,799 18,890 23,182
Total assets 983,229 825,415 1,016,192
Goodwill 0 0 0
Other intangible assets, net 0 0 0
Premium Finance Division      
Segment Reporting Information [Line Items]      
Interest income 103,432 83,780 46,523
Interest expense 67,027 49,773 12,425
Net interest income 36,405 34,007 34,098
Provision for credit losses 883 772 (1,129)
Noninterest income 45 31 33
Noninterest expense      
Salaries and employee benefits 8,194 8,600 7,808
Occupancy and equipment expenses 225 314 337
Data processing and communications expenses 370 324 388
Other expenses 4,436 4,217 3,953
Total noninterest expense 13,225 13,455 12,486
Income before income tax expense 22,342 19,811 22,774
Income tax expense 4,525 4,034 4,689
Net income 17,817 15,777 18,085
Total assets 1,495,723 1,169,905 1,192,433
Goodwill 64,498 64,498 64,498
Other intangible assets, net $ 3,040 $ 5,990 $ 8,940