XML 63 R50.htm IDEA: XBRL DOCUMENT v3.24.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans Modified of Amortized Cost Basis (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 6,853 $ 4,571 $ 14,782 $ 10,535
Percentage of Total Class of Financial Receivable 0.00% 0.00% 0.10% 0.10%
Payment Deferral        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 0 $ 839 $ 605 $ 2,213
Term Extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total 3,185 2,900 8,671 7,142
Interest Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total 835 832 1,336 832
Combination of Term Extension and Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total 2,833   4,170 348
Real estate – residential        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 6,853 $ 2,522 $ 14,177 $ 4,546
Percentage of Total Class of Financial Receivable 0.10% 0.10% 0.30% 0.10%
Real estate – residential | Payment Deferral        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 0 $ 839 $ 0 $ 1,033
Financing receivable, modified, payment deferral, period   4 months   4 months
Real estate – residential | Term Extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 3,185 $ 1,683 $ 8,671 $ 3,165
Financing receivable, modified, weighted average term increase from modification 94 months 116 months 89 months 92 months
Real estate – residential | Interest Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 835 $ 0 $ 1,336 $ 0
Financing receivable, modified, weighted average interest rate decrease from modification 3.63%   2.88%  
Real estate – residential | Combination of Term Extension and Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total $ 2,833   $ 4,170 $ 348
Financing receivable, modified, weighted average term increase from modification 101 months   104 months 58 months
Financing receivable, modified, weighted average interest rate decrease from modification 2.35%   2.51% 1.375%
Commercial, financial and agricultural        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 520 $ 605 $ 3,682
Percentage of Total Class of Financial Receivable   0.00% 0.00% 0.10%
Financing receivable, modified, payment deferral, period 16 months   16 months  
Commercial, financial and agricultural | Payment Deferral        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 0 $ 605 $ 1,180
Commercial, financial and agricultural | Payment Deferral | Loans 90 Days or Less Past Due        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Financing receivable, modified, weighted average interest rate decrease from modification       32.00%
Commercial, financial and agricultural | Payment Deferral | Loans 90 or More Days Past Due        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Financing receivable, modified, weighted average interest rate decrease from modification       73.00%
Commercial, financial and agricultural | Term Extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 520 0 $ 2,502
Financing receivable, modified, weighted average term increase from modification   9 months   10 months
Commercial, financial and agricultural | Interest Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 0 0 $ 0
Commercial, financial and agricultural | Combination of Term Extension and Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total     $ 0 0
Real estate – commercial and farmland        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 1,529   $ 2,029
Percentage of Total Class of Financial Receivable   0.00%   0.00%
Real estate – commercial and farmland | Payment Deferral        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 0   $ 0
Real estate – commercial and farmland | Term Extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 697   $ 1,197
Financing receivable, modified, weighted average term increase from modification   12 months   12 months
Real estate – commercial and farmland | Interest Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total   $ 832   $ 832
Financing receivable, modified, weighted average interest rate decrease from modification   4.75%   4.75%
Real estate – commercial and farmland | Combination of Term Extension and Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total       $ 0
Real estate – construction and development        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total       $ 278
Percentage of Total Class of Financial Receivable       0.00%
Real estate – construction and development | Payment Deferral        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total       $ 0
Real estate – construction and development | Term Extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total       $ 278
Financing receivable, modified, weighted average term increase from modification       11 months
Real estate – construction and development | Interest Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total       $ 0
Real estate – construction and development | Combination of Term Extension and Rate Reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Total       $ 0