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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance $ 336,218 $ 272,071 $ 307,100 $ 205,677
Provision for loan losses 6,313 30,095 57,184 123,114
Loans charged off (15,352) (19,488) (50,654) (55,114)
Recoveries of loans previously charged off 7,278 7,426 20,827 18,138
Ending balance, Allowance 334,457 290,104 334,457 290,104
Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (1,711)
Commercial, financial and agricultural        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 66,542 50,789 64,053 39,455
Provision for loan losses 8,463 14,650 31,479 46,050
Loans charged off (12,316) (16,519) (40,150) (42,068)
Recoveries of loans previously charged off 4,979 4,745 12,286 10,333
Ending balance, Allowance 67,668 53,665 67,668 53,665
Commercial, financial and agricultural | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (105)
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 3,451 4,548 3,902 5,413
Provision for loan losses 1,287 310 2,450 2,146
Loans charged off (819) (948) (2,836) (4,140)
Recoveries of loans previously charged off 208 203 611 694
Ending balance, Allowance 4,127 4,113 4,127 4,113
Consumer | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Indirect automobile        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 28 98 50 174
Provision for loan losses (65) (149) (348) (567)
Loans charged off (34) (36) (138) (135)
Recoveries of loans previously charged off 101 158 466 599
Ending balance, Allowance 30 71 30 71
Indirect automobile | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Mortgage warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 2,142 2,335 1,678 2,118
Provision for loan losses 30 (589) 494 (372)
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 2,172 1,746 2,172 1,746
Mortgage warehouse | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Municipal        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 60 357 345 357
Provision for loan losses 137 (9) (148) (9)
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 197 348 197 348
Municipal | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Premium finance        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 702 776 602 1,025
Provision for loan losses 180 183 343 141
Loans charged off (2,102) (1,951) (6,910) (5,220)
Recoveries of loans previously charged off 1,860 1,639 6,605 4,701
Ending balance, Allowance 640 647 640 647
Premium finance | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Real estate – construction and development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 77,482 54,589 61,017 32,659
Provision for loan losses (2,506) 8,525 13,911 29,920
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 6 74 54 646
Ending balance, Allowance 74,982 63,188 74,982 63,188
Real estate – construction and development | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (37)
Real estate – commercial and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 121,963 96,140 110,097 67,433
Provision for loan losses (1,885) 5,453 9,900 38,097
Loans charged off (58) 0 (571) (3,320)
Recoveries of loans previously charged off 61 371 655 476
Ending balance, Allowance 120,081 101,964 120,081 101,964
Real estate – commercial and farmland | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (722)
Real estate – residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 63,848 62,439 65,356 57,043
Provision for loan losses 672 1,721 (897) 7,708
Loans charged off (23) (34) (49) (231)
Recoveries of loans previously charged off 63 236 150 689
Ending balance, Allowance $ 64,560 $ 64,362 $ 64,560 64,362
Real estate – residential | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       $ (847)