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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance $ 320,023 $ 242,658 $ 307,100 $ 205,677
Provision for loan losses 25,348 43,643 50,871 93,019
Loans charged off (16,845) (20,670) (35,302) (35,626)
Recoveries of loans previously charged off 7,692 6,440 13,549 10,712
Ending balance, Allowance 336,218 272,071 336,218 272,071
Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (1,711)
Commercial, financial and agricultural        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 63,804 45,238 64,053 39,455
Provision for loan losses 10,869 15,322 23,016 31,400
Loans charged off (12,539) (13,316) (27,834) (25,549)
Recoveries of loans previously charged off 4,408 3,545 7,307 5,588
Ending balance, Allowance 66,542 50,789 66,542 50,789
Commercial, financial and agricultural | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (105)
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 3,903 4,893 3,902 5,413
Provision for loan losses 263 1,513 1,163 1,836
Loans charged off (926) (2,052) (2,017) (3,192)
Recoveries of loans previously charged off 211 194 403 491
Ending balance, Allowance 3,451 4,548 3,451 4,548
Consumer | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Indirect automobile        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 36 137 50 174
Provision for loan losses (149) (199) (283) (418)
Loans charged off (39) (65) (104) (99)
Recoveries of loans previously charged off 180 225 365 441
Ending balance, Allowance 28 98 28 98
Indirect automobile | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Mortgage warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 1,823 1,924 1,678 2,118
Provision for loan losses 319 411 464 217
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 2,142 2,335 2,142 2,335
Mortgage warehouse | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Municipal        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 63 354 345 357
Provision for loan losses (3) 3 (285) 0
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 60 357 60 357
Municipal | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Premium finance        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 616 893 602 1,025
Provision for loan losses 594 51 163 (42)
Loans charged off (2,802) (1,848) (4,808) (3,269)
Recoveries of loans previously charged off 2,294 1,680 4,745 3,062
Ending balance, Allowance 702 776 702 776
Premium finance | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       0
Real estate – construction and development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 72,168 42,841 61,017 32,659
Provision for loan losses 5,269 11,276 16,417 21,395
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 45 472 48 572
Ending balance, Allowance 77,482 54,589 77,482 54,589
Real estate – construction and development | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (37)
Real estate – commercial and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 110,656 87,124 110,097 67,433
Provision for loan losses 11,311 12,275 11,785 32,644
Loans charged off (513) (3,320) (513) (3,320)
Recoveries of loans previously charged off 509 61 594 105
Ending balance, Allowance 121,963 96,140 121,963 96,140
Real estate – commercial and farmland | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (722)
Real estate – residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 66,954 59,254 65,356 57,043
Provision for loan losses (3,125) 2,991 (1,569) 5,987
Loans charged off (26) (69) (26) (197)
Recoveries of loans previously charged off 45 263 87 453
Ending balance, Allowance $ 63,848 $ 62,439 $ 63,848 62,439
Real estate – residential | Accounting Standards Update 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       $ (847)