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SEGMENT REPORTING - Schedule of Financial Information with Respect to Company's Reportable Business Segments (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Segment Reporting Information [Line Items]      
Interest income $ 1,280,435 $ 893,886 $ 703,112
Interest expense 445,391 92,860 47,785
Net interest income 835,044 801,026 655,327
Provision for credit losses 142,656 71,697 (35,365)
Noninterest income 242,828 284,424 365,544
Noninterest expense      
Salaries and employee benefits 320,110 319,719 337,776
Occupancy and equipment expenses 51,450 51,361 48,066
Data processing and communications expenses 53,486 49,228 45,976
Other expenses 153,235 140,347 128,306
Total noninterest expense 578,281 560,655 560,124
Income before income tax expense 356,935 453,098 496,112
Income tax expense 87,830 106,558 119,199
Net income 269,105 346,540 376,913
Total assets 25,203,699 25,053,286 23,858,321
Goodwill 1,015,646 1,015,646 1,012,620
Other intangible assets, net 87,949 106,194 125,938
Banking Division      
Segment Reporting Information [Line Items]      
Interest income 894,514 628,459 449,955
Interest expense 214,036 (17,824) (7,627)
Net interest income 680,478 646,283 457,582
Provision for credit losses 129,998 61,898 (32,866)
Noninterest income 98,864 91,550 69,664
Noninterest expense      
Salaries and employee benefits 223,551 196,823 157,079
Occupancy and equipment expenses 46,083 45,081 41,065
Data processing and communications expenses 48,021 43,957 39,802
Other expenses 100,029 85,953 84,244
Total noninterest expense 417,684 371,814 322,190
Income before income tax expense 231,660 304,121 237,922
Income tax expense 61,649 75,367 64,446
Net income 170,011 228,754 173,476
Total assets 18,041,865 17,848,972 17,537,221
Goodwill 951,148 951,148 948,122
Other intangible assets, net 81,959 97,254 114,048
Retail Mortgage Division      
Segment Reporting Information [Line Items]      
Interest income 212,106 155,533 130,140
Interest expense 123,804 76,339 47,422
Net interest income 88,302 79,194 82,718
Provision for credit losses 9,535 12,351 2,947
Noninterest income 137,145 182,039 281,900
Noninterest expense      
Salaries and employee benefits 80,317 107,810 167,796
Occupancy and equipment expenses 4,899 5,579 6,206
Data processing and communications expenses 4,836 4,580 5,551
Other expenses 47,393 48,224 38,295
Total noninterest expense 137,445 166,193 217,848
Income before income tax expense 78,467 82,689 143,823
Income tax expense 16,478 17,364 30,203
Net income 61,989 65,325 113,620
Total assets 4,916,753 4,739,612 4,231,767
Goodwill 0 0 0
Other intangible assets, net 0 0 0
Warehouse Lending Division      
Segment Reporting Information [Line Items]      
Interest income 71,110 43,521 36,784
Interest expense 47,271 16,794 1,383
Net interest income 23,839 26,727 35,401
Provision for credit losses (440) (1,074) (514)
Noninterest income 3,475 4,537 4,603
Noninterest expense      
Salaries and employee benefits 2,794 1,973 1,130
Occupancy and equipment expenses 5 4 3
Data processing and communications expenses 171 187 232
Other expenses 873 830 490
Total noninterest expense 3,843 2,994 1,855
Income before income tax expense 23,911 29,344 38,663
Income tax expense 5,021 6,162 8,120
Net income 18,890 23,182 30,543
Total assets 825,415 1,016,192 760,546
Goodwill 0 0 0
Other intangible assets, net 0 0 0
SBA Division      
Segment Reporting Information [Line Items]      
Interest income 18,925 19,850 56,597
Interest expense 10,507 5,126 5,062
Net interest income 8,418 14,724 51,535
Provision for credit losses 2,791 (349) (2,921)
Noninterest income 3,313 6,265 9,360
Noninterest expense      
Salaries and employee benefits 4,848 5,305 4,856
Occupancy and equipment expenses 149 360 475
Data processing and communications expenses 134 116 47
Other expenses 723 1,387 1,594
Total noninterest expense 5,854 7,168 6,972
Income before income tax expense 3,086 14,170 56,844
Income tax expense 648 2,976 11,937
Net income 2,438 11,194 44,907
Total assets 249,761 256,077 419,040
Goodwill 0 0 0
Other intangible assets, net 0 0 0
Premium Finance Division      
Segment Reporting Information [Line Items]      
Interest income 83,780 46,523 29,636
Interest expense 49,773 12,425 1,545
Net interest income 34,007 34,098 28,091
Provision for credit losses 772 (1,129) (2,011)
Noninterest income 31 33 17
Noninterest expense      
Salaries and employee benefits 8,600 7,808 6,915
Occupancy and equipment expenses 314 337 317
Data processing and communications expenses 324 388 344
Other expenses 4,217 3,953 3,683
Total noninterest expense 13,455 12,486 11,259
Income before income tax expense 19,811 22,774 18,860
Income tax expense 4,034 4,689 4,493
Net income 15,777 18,085 14,367
Total assets 1,169,905 1,192,433 909,747
Goodwill 64,498 64,498 64,498
Other intangible assets, net $ 5,990 $ 8,940 $ 11,890