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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance $ 272,071 $ 172,642 $ 205,677 $ 167,582
Provision for loan losses 30,095 17,469 123,114 27,962
Loans charged off (19,488) (9,272) (55,114) (24,704)
Recoveries of loans previously charged off 7,426 4,052 18,138 14,051
Ending balance, Allowance 290,104 184,891 290,104 184,891
Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     (1,711)  
Commercial, financial and agricultural        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 50,789 25,658 39,455 26,829
Provision for loan losses 14,650 9,568 46,050 11,521
Loans charged off (16,519) (4,722) (42,068) (13,527)
Recoveries of loans previously charged off 4,745 2,201 10,333 7,882
Ending balance, Allowance 53,665 32,705 53,665 32,705
Commercial, financial and agricultural | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     (105)  
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 4,548 5,269 5,413 6,097
Provision for loan losses 310 (244) 2,146 1,102
Loans charged off (948) (1,228) (4,140) (3,790)
Recoveries of loans previously charged off 203 277 694 665
Ending balance, Allowance 4,113 4,074 4,113 4,074
Consumer | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     0  
Indirect automobile        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 98 291 174 476
Provision for loan losses (149) (288) (567) (884)
Loans charged off (36) (50) (135) (179)
Recoveries of loans previously charged off 158 276 599 816
Ending balance, Allowance 71 229 71 229
Indirect automobile | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     0  
Mortgage warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 2,335 3,885 2,118 3,231
Provision for loan losses (589) (1,884) (372) (1,230)
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 1,746 2,001 1,746 2,001
Mortgage warehouse | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     0  
Municipal        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 357 371 357 401
Provision for loan losses (9) (9) (9) (39)
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 348 362 348 362
Municipal | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     0  
Premium finance        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 776 2,762 1,025 2,729
Provision for loan losses 183 (638) 141 (530)
Loans charged off (1,951) (1,205) (5,220) (3,640)
Recoveries of loans previously charged off 1,639 1,023 4,701 3,383
Ending balance, Allowance 647 1,942 647 1,942
Premium finance | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     0  
Real estate – construction and development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 54,589 23,232 32,659 22,045
Provision for loan losses 8,525 3,227 29,920 3,841
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 74 96 646 669
Ending balance, Allowance 63,188 26,555 63,188 26,555
Real estate – construction and development | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     (37)  
Real estate – commercial and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 96,140 59,349 67,433 77,831
Provision for loan losses 5,453 (1,200) 38,097 (18,399)
Loans charged off 0 (2,014) (3,320) (3,378)
Recoveries of loans previously charged off 371 96 476 177
Ending balance, Allowance 101,964 56,231 101,964 56,231
Real estate – commercial and farmland | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     (722)  
Real estate – residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 62,439 51,825 57,043 27,943
Provision for loan losses 1,721 8,937 7,708 32,580
Loans charged off (34) (53) (231) (190)
Recoveries of loans previously charged off 236 83 689 459
Ending balance, Allowance $ 64,362 $ 60,792 64,362 $ 60,792
Real estate – residential | Cumulative effect of change in accounting principle for ASU 2022-02        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance     $ (847)