XML 60 R48.htm IDEA: XBRL DOCUMENT v3.21.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance $ 175,070 $ 208,793 $ 199,422 $ 38,189
Provision for loan losses (3,984) 26,692 (21,462) 132,188
Loans charged off (3,537) (7,371) (18,249) (25,370)
Recoveries of loans previously charged off 3,664 3,810 11,502 8,256
Ending balance, Allowance 171,213 231,924 171,213 231,924
Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       78,661
Commercial, financial and agricultural        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 6,889 7,938 7,359 4,567
Provision for loan losses (1,471) 5,533 2,606 8,624
Loans charged off (858) (1,715) (6,757) (4,687)
Recoveries of loans previously charged off 1,986 470 3,338 1,135
Ending balance, Allowance 6,546 12,226 6,546 12,226
Commercial, financial and agricultural | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       2,587
Consumer installment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 7,824 20,085 4,076 3,784
Provision for loan losses 3,063 (3,693) 9,360 5,943
Loans charged off (1,647) (677) (4,764) (2,781)
Recoveries of loans previously charged off 199 516 767 1,273
Ending balance, Allowance 9,439 16,231 9,439 16,231
Consumer installment | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       8,012
Indirect automobile        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 1,080 3,381 1,929 0
Provision for loan losses (268) 322 (1,219) 1,138
Loans charged off (178) (697) (1,148) (2,944)
Recoveries of loans previously charged off 278 317 1,350 1,020
Ending balance, Allowance 912 3,323 912 3,323
Indirect automobile | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       4,109
Mortgage warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 3,365 1,498 3,666 640
Provision for loan losses (287) 498 (588) 893
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 3,078 1,996 3,078 1,996
Mortgage warehouse | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       463
Municipal        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 777 507 791 484
Provision for loan losses (27) 365 (41) 480
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 750 872 750 872
Municipal | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       (92)
Premium finance        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 4,539 8,198 3,879 2,550
Provision for loan losses (456) (2,316) (847) 235
Loans charged off (605) (1,159) (3,142) (3,893)
Recoveries of loans previously charged off 649 1,224 4,237 2,584
Ending balance, Allowance 4,127 5,947 4,127 5,947
Premium finance | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       4,471
Real estate – construction and development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 18,999 54,266 45,304 5,995
Provision for loan losses (6,423) (10,208) (32,767) 25,379
Loans charged off 0 (9) (212) (83)
Recoveries of loans previously charged off 45 182 296 692
Ending balance, Allowance 12,621 44,231 12,621 44,231
Real estate – construction and development | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       12,248
Real estate – commercial and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 88,338 83,593 88,894 9,666
Provision for loan losses 87 18,419 727 72,410
Loans charged off (210) (2,977) (1,632) (10,220)
Recoveries of loans previously charged off 266 904 492 1,010
Ending balance, Allowance 88,481 99,939 88,481 99,939
Real estate – commercial and farmland | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       27,073
Real estate – residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 43,259 29,327 43,524 10,503
Provision for loan losses 1,798 17,772 1,307 17,086
Loans charged off (39) (137) (594) (762)
Recoveries of loans previously charged off 241 197 1,022 542
Ending balance, Allowance $ 45,259 $ 47,159 $ 45,259 47,159
Real estate – residential | Accounting Standards Update 2016-13        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance       $ 19,790