REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2020

Banking and Thrift, Interest [Abstract]

Company's and Bank's Actual Capital Amounts and Ratios

The Company’s and Bank’s actual capital amounts and ratios are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2020
Tier 1 Leverage Ratio (tier 1 capital to average assets):
Consolidated	$	1,701,997	8.99	%	$	757,195	4.00	%			—N/A—
Ameris Bank	$	1,964,717	10.39	%	$	756,510	4.00	%	$	945,637	5.00	%
CET1 Ratio (common equity tier 1 capital to risk weighted assets):
Consolidated	$	1,701,997	11.14	%	$	1,069,425	7.00	%			—N/A—
Ameris Bank	$	1,964,717	12.87	%	$	1,068,756	7.00	%	$	992,417	6.50	%
Tier 1 Capital Ratio (tier 1 capital to risk weighted assets):
Consolidated	$	1,701,997	11.14	%	$	1,298,588	8.50	%			—N/A—
Ameris Bank	$	1,964,717	12.87	%	$	1,297,775	8.50	%	$	1,221,436	8.00	%
Total Capital Ratio (total capital to risk weighted assets):
Consolidated	$	2,332,385	15.27	%	$	1,604,138	10.50	%			—N/A—
Ameris Bank	$	2,165,760	14.19	%	$	1,603,134	10.50	%	$	1,526,795	10.00	%
As of December 31, 2019
Tier 1 Leverage Ratio (tier 1 capital to average assets):
Consolidated	$	1,437,991	8.48	%	$	678,650	4.00	%			—N/A—
Ameris Bank	$	1,649,699	9.73	%	$	677,973	4.00	%	$	847,446	5.00	%
CET1 Ratio (common equity tier 1 capital to risk weighted assets):
Consolidated	$	1,437,991	9.93	%	$	1,014,173	7.00	%			—N/A—
Ameris Bank	$	1,649,699	11.39	%	$	1,013,485	7.00	%	$	941,094	6.50	%
Tier 1 Capital Ratio (tier 1 capital to risk weighted assets):
Consolidated	$	1,437,991	9.93	%	$	1,231,495	8.50	%			—N/A—
Ameris Bank	$	1,649,699	11.39	%	$	1,230,661	8.50	%	$	1,158,269	8.00	%
Total Capital Ratio (total capital to risk weighted assets):
Consolidated	$	1,874,817	12.94	%	$	1,521,259	10.50	%			—N/A—
Ameris Bank	$	1,763,965	12.18	%	$	1,520,228	10.50	%	$	1,447,836	10.00	%