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SEGMENT REPORTING
12 Months Ended
Dec. 31, 2020
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The following table presents selected financial information with respect to the Company’s reportable business segments for the years ended December 31, 2020, 2019 and 2018.
Year Ended
December 31, 2020
(dollars in thousands)Banking DivisionRetail Mortgage DivisionWarehouse Lending DivisionSBA DivisionPremium Finance DivisionTotal
Interest income$499,031 $129,951 $26,522 $40,334 $30,665 $726,503 
Interest expense27,800 47,592 2,631 7,244 3,483 88,750 
Net interest income471,231 82,359 23,891 33,090 27,182 637,753 
Provision for credit losses125,136 15,850 2,562 2,719 (887)145,380 
Noninterest income63,165 370,256 3,864 9,200 15 446,500 
Noninterest expense
Salaries and employee benefits160,430 184,765 981 6,893 7,209 360,278 
Occupancy and equipment expenses44,939 6,710 391 305 52,349 
Data processing and communications expenses39,040 6,275 270 33 399 46,017 
Other expenses105,965 28,155 176 1,832 3,857 139,985 
Total noninterest expense350,374 225,905 1,431 9,149 11,770 598,629 
Income before income tax expense58,886 210,860 23,762 30,422 16,314 340,244 
Income tax expense19,138 44,286 5,004 6,389 3,439 78,256 
Net income$39,748 $166,574 $18,758 $24,033 $12,875 $261,988 
Total assets$14,250,780 $3,395,811 $922,071 $1,088,611 $781,365 $20,438,638 
Goodwill$863,507 $— $— $— $64,498 $928,005 
Other intangible assets, net$57,129 $— $— $— $14,845 $71,974 

Year Ended
December 31, 2019
(dollars in thousands)Banking DivisionRetail Mortgage DivisionWarehouse Lending DivisionSBA DivisionPremium Finance DivisionTotal
Interest income$478,340 $88,129 $22,370 $12,735 $34,820 $636,394 
Interest expense59,327 43,577 9,753 5,704 12,867 131,228 
Net interest income419,013 44,552 12,617 7,031 21,953 505,166 
Provision for credit losses12,654 3,472 67 544 3,021 19,758 
Noninterest income69,005 118,188 1,999 8,915 198,113 
Noninterest expense
Salaries and employee benefits130,134 82,470 934 4,783 5,617 223,938 
Occupancy and equipment expenses35,281 4,666 269 375 40,596 
Data processing and communications expenses34,934 2,418 156 32 973 38,513 
Other expenses149,919 12,536 223 1,651 4,561 168,890 
Total noninterest expense350,268 102,090 1,318 6,735 11,526 471,937 
Income before income tax expense125,096 57,178 13,231 8,667 7,412 211,584 
Income tax expense31,609 12,202 2,778 1,820 1,734 50,143 
Net income$93,487 $44,976 $10,453 $6,847 $5,678 $161,441 
Total assets$13,063,461 $3,636,321 $527,527 $267,273 $747,997 $18,242,579 
Goodwill$867,139 $— $— $— $64,498 $931,637 
Other intangible assets, net$73,737 $— $— $— $17,849 $91,586 
Year Ended
December 31, 2018
(dollars in thousands)Banking DivisionRetail Mortgage DivisionWarehouse Lending DivisionSBA DivisionPremium Finance DivisionTotal
Interest income$323,757 $37,146 $14,522 $7,672 $30,229 $413,326 
Interest expense38,199 13,686 5,434 2,617 9,998 69,934 
Net interest income285,558 23,460 9,088 5,055 20,231 343,392 
Provision for credit losses4,486 584 — 1,137 10,460 16,667 
Noninterest income58,694 48,260 2,021 4,858 4,579 118,412 
Noninterest expense
Salaries and employee benefits100,716 39,469 547 2,709 5,691 149,132 
Occupancy and equipment expenses26,112 2,440 234 343 29,131 
Data processing and communications expenses27,026 1,425 122 19 1,793 30,385 
Other expenses71,788 6,998 238 1,298 4,677 84,999 
Total noninterest expense225,642 50,332 909 4,260 12,504 293,647 
Income before income tax expense114,124 20,804 10,200 4,516 1,846 151,490 
Income tax expense23,607 4,335 2,142 948 (569)30,463 
Net income$90,517 $16,469 $8,058 $3,568 $2,415 $121,027 
Total assets$9,290,437 $1,153,615 $360,839 $139,671 $498,953 $11,443,515 
Goodwill$438,144 $— $— $— $65,290 $503,434 
Other intangible assets, net$37,836 $— $— $— $20,853 $58,689