COMMITMENTS AND CONTINGENCIES (Tables)

6 Months Ended

Jun. 30, 2020

Commitments and Contingencies Disclosure [Abstract]

Schedule of Guarantor Obligations

A summary of the Company’s commitments is as follows:

(dollars in thousands)	June 30, 2020		December 31, 2019
Commitments to extend credit	$	2,468,695	$	2,486,949
Unused home equity lines of credit	261,647		262,089
Financial standby letters of credit	32,877		29,232
Mortgage interest rate lock commitments	1,279,952		288,490

Schedule of Allowance for Credit Loss for Unfunded Commitments

The following table presents activity in the allowance for unfunded commitments for the periods presented:

	Three Months Ended June 30,		Six Months Ended June 30,
(dollars in thousands)	2020		2020
Balance at beginning of period	$	17,791	$	1,077
Adjustment to reflect adoption of ASU 2016-13	—		12,714
Provision for unfunded commitments	19,712		23,712
Balance at end of period	$	37,503	$	37,503