COMMITMENTS AND CONTINGENCIES (Tables)

3 Months Ended

Mar. 31, 2020

Commitments and Contingencies Disclosure [Abstract]

Schedule of Guarantor Obligations

A summary of the Company’s commitments is as follows:

(dollars in thousands)	March 31, 2020		December 31, 2019
Commitments to extend credit	$	2,561,808	$	2,486,949
Unused home equity lines of credit	259,717		262,089
Financial standby letters of credit	32,738		29,232
Mortgage interest rate lock commitments	1,415,744		288,490

Schedule of Allowance for Credit Loss for Unfunded Commitments

The following table presents activity in the allowance for unfunded commitments for the period presented:

(dollars in thousands)	Three Months Ended March 31, 2020
Balance at beginning of period	$	1,077
Adjustment to reflect adoption of ASU 2016-13	12,714
Provision for unfunded commitments	4,000
Balance at end of period	$	17,791