XML 135 R39.htm IDEA: XBRL DOCUMENT v3.20.1
LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)
 12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Schedule of Accounts Notes Loans and Financial Receivables
Loans are stated at unpaid balances, net of unearned income and deferred loan fees. Balances within the major loans receivable categories are presented in the following table, excluding purchased loans.
December 31,
(dollars in thousands)20192018
Commercial, financial and agricultural$1,646,438  $1,316,359  
Real estate – construction and development1,083,564  671,198  
Real estate – commercial and farmland2,447,834  1,814,529  
Real estate – residential1,901,352  1,403,000  
Consumer installment450,799  455,371  
$7,529,987  $5,660,457  
Summary of Purchased Loans And Major Loan Categories
The carrying value of purchased loans are shown below according to major loan type as of the end of the years shown.
(dollars in thousands)20192018
Commercial, financial and agricultural$384,273  $372,686  
Real estate – construction and development465,497  227,900  
Real estate – commercial and farmland1,905,205  1,337,859  
Real estate – residential1,220,271  623,199  
Consumer installment1,100,035  27,188  
$5,075,281  $2,588,832  
Rollforward Of Acquired Loans
A rollforward of purchased loans for the years ended December 31, 2019 and 2018 is shown below.
(dollars in thousands)20192018
Balance, January 1$2,588,832  $861,595  
Charge-offs(5,275) (1,803) 
Additions due to acquisitions3,511,645  2,053,744  
Accretion20,255  11,918  
Purchase of acquired formerly serviced portfolio103,530  —  
Subsequent fair value adjustments recorded to goodwill(4,854) —  
Loans sold(109,611) —  
Transfers to loans held for sale(8,293) —  
Transfers to purchased other real estate owned(5,135) (6,396) 
Payments received(1,015,798) (330,226) 
Other(15) —  
Ending balance$5,075,281  $2,588,832  
Schedule Of Changes In Accretable Discount Related To Credit Impaired Acquired Loans
The following is a summary of changes in the accretable discounts of purchased loans during years ended December 31, 2019 and 2018:
(dollars in thousands)20192018
Balance, January 1$40,496  $20,192  
Additions due to acquisitions38,116  30,037  
Reduction due to purchase of acquired formerly serviced portfolio(750) —  
Accretion(20,255) (11,918) 
Accretable discounts removed due to charge-offs—  (42) 
Transfers between non-accretable and accretable discounts, net1,678  2,227  
Ending balance$59,285  $40,496  
Summary of Financial Receivable Nonaccrual Basis
The following table presents an analysis of loans accounted for on a nonaccrual basis, excluding purchased loans.
(dollars in thousands)20192018
Commercial, financial and agricultural$3,914  $1,412  
Real estate – construction and development1,145  892  
Real estate – commercial and farmland4,232  4,654  
Real estate – residential19,557  10,465  
Consumer installment443  529  
$29,291  $17,952  

The following table presents an analysis of purchased loans accounted for on a nonaccrual basis.
(dollars in thousands)20192018
Commercial, financial and agricultural$5,933  $1,199  
Real estate – construction and development842  6,119  
Real estate – commercial and farmland19,565  5,534  
Real estate – residential16,560  10,769  
Consumer installment2,123  486  
$45,023  $24,107  
Summary of Past Due Financial Receivables
The following table presents an analysis of past due loans, excluding purchased loans as of December 31, 2019 and 2018.
(dollars in thousands)
Loans 30-59 Days
Past Due
Loans 60-89 Days
Past Due
Loans 90 or More Days
Past Due
Total Loans Past DueCurrent LoansTotal Loans
Loans 90 Days or More
Past Due and
Still Accruing
As of December 31, 2019
Commercial, financial and agricultural$16,323  $9,925  $7,167  $33,415  $1,613,023  $1,646,438  $4,811  
Real estate – construction and development6,054  1,222  994  8,270  1,075,294  1,083,564  —  
Real estate – commercial and farmland4,195  565  3,087  7,847  2,439,987  2,447,834  —  
Real estate – residential25,581  5,243  17,318  48,142  1,853,210  1,901,352  —  
Consumer installment2,752  1,301  1,260  5,313  445,486  450,799  922  
Total$54,905  $18,256  $29,826  $102,987  $7,427,000  $7,529,987  $5,733  

(dollars in thousands)
Loans 30-59 Days
Past Due
Loans 60-89 Days
Past Due
Loans 90 or More Days
Past Due
Total Loans Past DueCurrent LoansTotal Loans
Loans 90 Days or More
Past Due and
Still Accruing
As of December 31, 2018
Commercial, financial and agricultural$6,479  $5,295  $4,763  $16,537  $1,299,822  $1,316,359  $3,808  
Real estate – construction and development1,218  481  725  2,424  668,774  671,198  —  
Real estate – commercial and farmland1,625  530  3,645  5,800  1,808,729  1,814,529  —  
Real estate – residential11,423  4,631  8,923  24,977  1,378,023  1,403,000  —  
Consumer installment2,344  1,167  735  4,246  451,125  455,371  414  
Total$23,089  $12,104  $18,791  $53,984  $5,606,473  $5,660,457  $4,222  

The following table presents an analysis of purchased past due loans as of December 31, 2019 and 2018.
(dollars in thousands)
Loans 30-59 Days
Past Due
Loans 60-89 Days
Past Due
Loans 90 or More Days
Past Due
Total Loans Past DueCurrent LoansTotal Loans
Loans 90 Days or More
Past Due and
Still Accruing
As of December 31, 2019
Commercial, financial and agricultural$1,087  $348  $4,738  $6,173  $378,100  $384,273  $—  
Real estate – construction and development1,731  2  588  2,321  463,176  465,497  —  
Real estate – commercial and farmland3,209  2,840  12,511  18,560  1,886,645  1,905,205  —  
Real estate – residential20,645  8,685  12,956  42,286  1,177,985  1,220,271  —  
Consumer installment6,714  1,102  1,704  9,520  1,090,515  1,100,035  21  
Total$33,386  $12,977  $32,497  $78,860  $4,996,421  $5,075,281  $21  
(dollars in thousands)
Loans 30-59 Days
Past Due
Loans 60-89 Days
Past Due
Loans 90 or More Days
Past Due
Total Loans Past DueCurrent LoansTotal Loans
Loans 90 Days or More
Past Due and
Still Accruing
As of December 31, 2018
Commercial, financial and agricultural$421  $416  $1,015  $1,852  $370,834  $372,686  $—  
Real estate – construction and development627  370  5,273  6,270  221,630  227,900  —  
Real estate – commercial and farmland1,935  736  1,698  4,369  1,333,490  1,337,859  —  
Real estate – residential12,531  2,407  7,005  21,943  601,256  623,199  —  
Consumer installment679  237  249  1,165  26,023  27,188  —  
Total$16,193  $4,166  $15,240  $35,599  $2,553,233  $2,588,832  $—  
Summary of Impaired Financial Receivables
The following is a summary of information pertaining to impaired loans, excluding purchased loans:
As of and For the Years Ended December 31,
(dollars in thousands)201920182017
Nonaccrual loans$29,291  $17,952  $14,202  
Troubled debt restructurings not included above11,646  9,323  13,599  
Total impaired loans$40,937  $27,275  $27,801  
Interest income recognized on impaired loans$1,023  $827  $1,867  
Foregone interest income on impaired loans$882  $853  $950  

The following table presents an analysis of information pertaining to impaired loans, excluding purchased loans as of December 31, 2019 and 2018.
(dollars in thousands)Unpaid Contractual Principal BalanceRecorded Investment With No AllowanceRecorded Investment With AllowanceTotal Recorded InvestmentRelated AllowanceAverage Recorded Investment
As of December 31, 2019
Commercial, financial and agricultural$5,825  $1,084  $3,472  $4,556  $1,025  $3,027  
Real estate – construction and development1,535  612  598  1,210  68  1,266  
Real estate – commercial and farmland7,586  627  6,344  6,971  392  6,682  
Real estate – residential28,122  5,315  22,434  27,749  1,695  21,270  
Consumer installment473  451  —  451  —  467  
Total$43,541  $8,089  $32,848  $40,937  $3,180  $32,712  

(dollars in thousands)Unpaid Contractual Principal BalanceRecorded Investment With No AllowanceRecorded Investment With AllowanceTotal Recorded InvestmentRelated AllowanceAverage Recorded Investment
As of December 31, 2018
Commercial, financial and agricultural$1,902  $1,155  $513  $1,668  $4  $1,637  
Real estate – construction and development1,378  613  424  1,037  3  984  
Real estate – commercial and farmland8,950  867  6,649  7,516  1,591  7,879  
Real estate – residential16,885  5,144  11,365  16,509  867  15,029  
Consumer installment561  545  —  545  —  534  
Total$29,676  $8,324  $18,951  $27,275  $2,465  $26,063  
The following is a summary of information pertaining to purchased impaired loans:
As of and For the Years Ended December 31,
(dollars in thousands)201920182017
Nonaccrual loans$45,023  $24,107  $15,428  
Troubled debt restructurings not included above17,963  18,740  20,472  
Total impaired loans$62,986  $42,847  $35,900  
Interest income recognized on impaired loans$3,108  $2,203  $1,625  
Foregone interest income on impaired loans$3,218  $1,483  $1,239  

The following table presents an analysis of information pertaining to purchased impaired loans as of December 31, 2019 and 2018.
(dollars in thousands)Unpaid Contractual Principal BalanceRecorded Investment With No AllowanceRecorded Investment With AllowanceTotal Recorded InvestmentRelated AllowanceAverage Recorded Investment
As of December 31, 2019
Commercial, financial and agricultural$13,380  $838  $5,125  $5,963  $673  $4,377  
Real estate – construction and development3,358  707  1,007  1,714  136  5,640  
Real estate – commercial and farmland34,929  11,520  12,037  23,557  561  19,126  
Real estate – residential33,744  8,098  21,531  29,629  1,897  38,572  
Consumer installment3,540  2,123  —  2,123  —  932  
Total$88,951  $23,286  $39,700  $62,986  $3,267  $68,647  

(dollars in thousands)Unpaid Contractual Principal BalanceRecorded Investment With No AllowanceRecorded Investment With AllowanceTotal Recorded InvestmentRelated AllowanceAverage Recorded Investment
As of December 31, 2018
Commercial, financial and agricultural$5,717  $473  $757  $1,230  $—  $836  
Real estate – construction and development13,714  623  6,511  7,134  476  5,712  
Real estate – commercial and farmland14,766  1,115  10,581  11,696  684  12,349  
Real estate – residential24,839  8,185  14,116  22,301  773  21,433  
Consumer installment526  486  —  486  —  229  
Total$59,562  $10,882  $31,965  $42,847  $1,933  $40,559  
Summary of Credit Quality Indicate Financial Receivable
The following table presents the loan portfolio, excluding purchased loans, by risk grade as of December 31, 2019 and 2018 (in thousands).

As of December 31, 2019
Risk GradeCommercial, Financial and AgriculturalReal Estate - Construction and DevelopmentReal Estate - Commercial and FarmlandReal Estate - ResidentialConsumer InstallmentTotal
1 - Prime credit  $497,942  $—  $208  $27  $11,807  $509,984  
2 - Strong credit  670,267  17,535  26,688  32,101  —  746,591  
3 - Good credit  161,353  76,871  1,313,853  1,730,257  7,551  3,289,885  
4 - Satisfactory credit  289,882  954,555  993,053  104,597  430,707  2,772,794  
5 - Fair credit  19,450  24,415  67,047  8,077  30  119,019  
6 - Other assets especially mentioned  1,952  7,786  20,268  2,540  120  32,666  
7 - Substandard  5,592  2,402  26,717  23,753  574  59,038  
8 - Doubtful  —  —  —  —  8  8  
9 - Loss  —  —  —  —  2  2  
Total$1,646,438  $1,083,564  $2,447,834  $1,901,352  $450,799  $7,529,987  
As of December 31, 2018
Risk GradeCommercial, Financial and AgriculturalReal Estate - Construction and Development
Real Estate - Commercial
 and Farmland
Real Estate - ResidentialConsumer InstallmentTotal
1 - Prime credit  $530,864  $40  $500  $16  $10,744  $542,164  
2 - Strong credit  452,250  681  37,079  33,043  48  523,101  
3 - Good credit  174,811  74,657  888,433  1,246,383  23,844  2,408,128  
4 - Satisfactory credit  137,038  582,456  814,068  94,143  419,983  2,047,688  
5 - Fair credit  13,714  6,264  30,364  8,634  78  59,054  
6 - Other assets especially mentioned  5,130  4,091  20,959  4,881  57  35,118  
7 - Substandard  2,552  3,009  23,126  15,900  617  45,204  
8 - Doubtful  —  —  —  —  —  —  
9 - Loss  —  —  —  —  —  —  
Total$1,316,359  $671,198  $1,814,529  $1,403,000  $455,371  $5,660,457  

The following table presents the purchased loan portfolio by risk grade as of December 31, 2019 and 2018 (in thousands).

As of December 31, 2019
Risk GradeCommercial, Financial and AgriculturalReal Estate - Construction and DevelopmentReal Estate - Commercial
and Farmland		Real Estate - ResidentialConsumer InstallmentTotal
1 - Prime credit  $76,516  $—  $—  $—  $1,377  $77,893  
2 - Strong credit  5,729  —  8,611  60,154  19,287  93,781  
3 - Good credit  72,008  13,252  406,185  990,302  1,050,368  2,532,115  
4 - Satisfactory credit  192,890  423,119  1,355,031  118,181  22,526  2,111,747  
5 - Fair credit  13,867  17,343  66,072  16,541  178  114,001  
6 - Other assets especially mentioned  2,950  9,437  33,674  7,592  93  53,746  
7 - Substandard  20,313  2,346  35,632  27,501  6,206  91,998  
8 - Doubtful  —  —  —  —  —  —  
9 - Loss  —  —  —  —  —  —  
Total$384,273  $465,497  $1,905,205  $1,220,271  $1,100,035  $5,075,281  

As of December 31, 2018
Risk GradeCommercial, Financial and AgriculturalReal Estate - Construction and DevelopmentReal Estate - Commercial
and Farmland		Real Estate - ResidentialConsumer InstallmentTotal
1 - Prime credit  $90,205  $—  $—  $—  $570  $90,775  
2 - Strong credit  2,648  —  7,407  74,398  164  84,617  
3 - Good credit  20,489  18,022  230,089  385,279  2,410  656,289  
4 - Satisfactory credit  215,096  195,079  1,034,943  118,082  23,177  1,586,377  
5 - Fair credit  14,445  2,728  29,468  16,937  35  63,613  
6 - Other assets especially mentioned  11,601  1,459  10,063  7,231  94  30,448  
7 - Substandard  18,202  10,612  25,889  21,272  738  76,713  
8 - Doubtful  —  —  —  —  —  —  
9 - Loss  —  —  —  —  —  —  
Total$372,686  $227,900  $1,337,859  $623,199  $27,188  $2,588,832  
Summary of Troubled Debt Restructurings by Loan Class The following table presents the loans by class modified as troubled debt restructurings, excluding purchased loans, which occurred during the year ending December 31, 2019 and 2018.
December 31, 2019December 31, 2018
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural5  $784  11  $348  
Real estate – construction and development—  —  1  3  
Real estate – commercial and farmland2  220  2  440  
Real estate – residential20  3,751  13  1,430  
Consumer installment7  24  6  35  
Total34  $4,779  33  $2,256  
The following table presents the purchased loans by class modified as troubled debt restructurings, which occurred during the year ending December 31, 2019 and 2018.
December 31, 2019December 31, 2018
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural—  $—  4  $63  
Real estate – construction and development—  —  —  —  
Real estate – commercial and farmland—  —  1  71  
Real estate – residential28  3,691  27  2,351  
Consumer installment3  34  2  14  
Total31  $3,725  34  $2,499  
The following table presents the amount of troubled debt restructurings by loan class of purchased loans, classified separately as accrual and non-accrual at December 31, 2019 and 2018.
As of December 31, 2019Accruing LoansNon-Accruing Loans
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural1  $30  3  $23  
Real estate – construction and development4  872  2  252  
Real estate – commercial and farmland9  3,992  6  1,712  
Real estate – residential114  13,069  19  1,106  
Consumer installment—  —  6  48  
Total128  $17,963  36  $3,141  

As of December 31, 2018Accruing LoansNon-Accruing Loans
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural1  $31  3  $32  
Real estate – construction and development4  1,015  5  293  
Real estate – commercial and farmland12  6,162  7  1,685  
Real estate – residential115  11,532  24  1,424  
Consumer installment—  —  4  17  
Total132  $18,740  43  $3,451  
Troubled Debt Restructurings On Financing Receivables Payment Default The following table presents the troubled debt restructurings by class that defaulted (defined as 30 days past due) during the year ending December 31, 2019 and 2018.
December 31, 2019December 31, 2018
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural4  $81  8  $107  
Real estate – construction and development1  2  1  —  
Real estate – commercial and farmland2  794  1  246  
Real estate – residential6  1,052  16  911  
Consumer installment4  17  7  34  
Total17  $1,946  33  $1,298  
Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms
The following table presents the amount of troubled debt restructurings by loan class, excluding purchased loans, classified separately as accrual and non-accrual at December 31, 2019 and 2018.
As of December 31, 2019Accruing LoansNon-Accruing Loans
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural5  $642  14  $312  
Real estate – construction and development2  64  1  1  
Real estate – commercial and farmland12  2,740  2  359  
Real estate – residential83  8,192  21  1,751  
Consumer installment4  8  21  59  
Total106  $11,646  59  $2,482  

As of December 31, 2018Accruing LoansNon-Accruing Loans
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural5  $256  14  $138  
Real estate – construction and development5  145  1  2  
Real estate – commercial and farmland12  2,863  3  426  
Real estate – residential71  6,043  20  1,119  
Consumer installment6  16  24  69  
Total99  $9,323  62  $1,754  
The following table presents the troubled debt restructurings by class that defaulted (defined as 30 days past due) during the year ending December 31, 2019 and 2018.
December 31, 2019December 31, 2018
Loan Class#
Balance
(in thousands)
#
Balance
(in thousands)
Commercial, financial and agricultural2  $6  —  $—  
Real estate – construction and development—  —  —  —  
Real estate – commercial and farmland3  1,148  1  71  
Real estate – residential17  1,078  25  2,400  
Consumer installment1  15  —  —  
Total23  $2,247  26  $2,471  
Summary of Changes in Related Party Loans Changes in related party loans are summarized as follows:
December 31,
(dollars in thousands)20192018
Balance, January 1$1,458  $2,145  
Advances6,799  257  
Repayments(2,537) (944) 
Transactions due to changes in related parties27,960  —  
Ending balance$33,680  $1,458  
Schedule of Allowances for Loan Losses by Portfolio Segment
The following table details activity in the allowance for loan losses by portfolio segment for the periods indicated. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
(dollars in thousands)Commercial, Financial and AgriculturalReal Estate –
Construction and
Development		Real Estate – Commercial and FarmlandReal Estate - ResidentialConsumer InstallmentPurchased LoansPurchased Loan PoolsTotal
Twelve months ended December 31, 2019
Balance, January 1, 2019
$4,287  $3,734  $8,975  $5,363  $3,795  $1,933  $732  $28,819  
Provision for loan losses6,699  2,421  1,446  3,108  4,774  1,418  (108) 19,758  
Loans charged off(7,131) (321) (1,430) (160) (5,695) (5,051) —  (19,788) 
Recoveries of loans previously charged off3,072  25  113  295  910  4,985  —  9,400  
Balance, December 31, 2019$6,927  $5,859  $9,104  $8,606  $3,784  $3,285  $624  $38,189  
Period-end amount allocated to:
Loans individually evaluated for
impairment(1)
$1,627  $68  $392  $1,790  $—  $3,285  $—  $7,162  
Loans collectively evaluated for impairment5,300  5,791  8,712  6,816  3,784  —  624  31,027  
Ending balance$6,927  $5,859  $9,104  $8,606  $3,784  $3,285  $624  $38,189  
Loans:
Individually evaluated for
impairment(1)
$9,483  $598  $6,344  $22,998  $—  $42,242  $810  $82,475  
Collectively evaluated for impairment1,636,955  1,082,966  2,441,490  1,878,354  450,799  4,899,116  212,398  12,602,078  
Acquired with deteriorated credit quality—  —  —  —  —  133,923  —  133,923  
Ending balance$1,646,438  $1,083,564  $2,447,834  $1,901,352  $450,799  $5,075,281  $213,208  $12,818,476  

(1)At December 31, 2019, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.
(dollars in thousands)Commercial, Financial and AgriculturalReal Estate –
Construction and
Development		Real Estate – Commercial and FarmlandReal Estate - ResidentialConsumer InstallmentPurchased Loans
Purchased
Loan
Pools
Total
Twelve months ended December 31, 2018
Balance, January 1, 2018
$3,631  $3,629  $7,501  $4,786  $1,916  $3,253  $1,075  $25,791  
Provision for loan losses10,690  277  1,636  1,002  5,569  (2,164) (343) 16,667  
Loans charged off(13,803) (292) (338) (771) (4,189) (1,738) —  (21,131) 
Recoveries of loans previously charged off3,769  120  176  346  499  2,582  —  7,492  
Balance, December 31, 2018$4,287  $3,734  $8,975  $5,363  $3,795  $1,933  $732  $28,819  
Period-end amount allocated to:
Loans individually evaluated for
impairment(1)
$570  $3  $1,591  $867  $—  $1,933  $—  $4,964  
Loans collectively evaluated for impairment3,717  3,731  7,384  4,496  3,795  —  732  23,855  
Ending balance$4,287  $3,734  $8,975  $5,363  $3,795  $1,933  $732  $28,819  
Loans:
Individually evaluated for
impairment(1)
$3,211  $424  $6,649  $11,364  $—  $32,244  $—  $53,892  
Collectively evaluated for impairment1,313,148  670,774  1,807,880  1,391,636  455,371  2,468,996  262,625  8,370,430  
Acquired with deteriorated credit quality—  —  —  —  —  87,592  —  87,592  
Ending balance$1,316,359  $671,198  $1,814,529  $1,403,000  $455,371  $2,588,832  $262,625  $8,511,914  

(1)At December 31, 2018, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.
(dollars in thousands)Commercial, Financial and AgriculturalReal Estate –
Construction and
Development		Real Estate – Commercial and FarmlandReal Estate - ResidentialConsumer InstallmentPurchased Loans
Purchased
Loan
Pools
Total
Twelve months ended December 31, 2017
Balance, January 1, 2017
$2,192  $2,990  $7,662  $6,786  $827  $1,626  $1,837  $23,920  
Provision for loan losses3,019  488  508  (86) 2,591  2,606  (762) 8,364  
Loans charged off(2,850) (95) (853) (2,151) (1,618) (2,900) —  (10,467) 
Recoveries of loans previously charged off1,270  246  184  237  116  1,921  —  3,974  
Balance, December 31, 2017$3,631  $3,629  $7,501  $4,786  $1,916  $3,253  $1,075  $25,791  
Period-end amount allocated to:
Loans individually evaluated for
impairment(1)
$465  $48  $1,047  $1,028  $—  $3,253  $177  $6,018  
Loans collectively evaluated for impairment3,166  3,581  6,454  3,758  1,916  —  898  19,773  
Ending balance$3,631  $3,629  $7,501  $4,786  $1,916  $3,253  $1,075  $25,791  
Loans:
Individually evaluated for
impairment(1)
$2,971  $500  $8,873  $10,818  $—  $28,165  $904  $52,231  
Collectively evaluated for impairment1,359,537  624,095  1,526,566  998,643  324,511  718,447  327,342  5,879,141  
Acquired with deteriorated credit quality—  —  —  —  —  114,983  —  114,983  
Ending balance$1,362,508  $624,595  $1,535,439  $1,009,461  $324,511  $861,595  $328,246  $6,046,355  
(1)At December 31, 2017, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings