LOANS (Tables)

3 Months Ended

Mar. 31, 2019

Schedule of Accounts Notes Loans and Financial Receivables

Loans are stated at unpaid balances, net of unearned income and deferred loan fees. Balances within the major loans receivable categories are presented in the following table, excluding purchased loans:



(dollars in thousands)	March 31, 2019		December 31, 2018
Commercial, financial and agricultural	$	1,382,907	$	1,316,359
Real estate – construction and development	676,563		671,198
Real estate – commercial and farmland	1,894,937		1,814,529
Real estate – residential	1,365,482		1,403,000
Consumer installment	436,469		455,371
	$	5,756,358	$	5,660,457

Summary of Purchased Loans And Major Loan Categories

Purchased loans are shown below according to major loan type as of the end of the periods shown:



(dollars in thousands)	March 31, 2019		December 31, 2018
Commercial, financial and agricultural	$	327,972	$	372,686
Real estate – construction and development	239,413		227,900
Real estate – commercial and farmland	1,280,515		1,337,859
Real estate – residential	597,735		623,199
Consumer installment	26,636		27,188
	$	2,472,271	$	2,588,832

Rollforward of Acquired Loans

A rollforward of purchased loans for the three months ended March 31, 2019 and 2018 is shown below:



(dollars in thousands)	March 31, 2019			March 31, 2018
Balance, January 1	$	2,588,832		$	861,595
Charge-offs	(184		)	(151		)
Accretion	2,980			1,571
Transfers to purchased other real estate owned	(2,523		)	(457		)
Payments received, net of principal advances	(116,834		)	(43,971		)
Ending balance	$	2,472,271		$	818,587

Schedule of Changes in Accretable Discounts Related Acquired Loans

The following is a summary of changes in the accretable discounts of purchased loans during the three months ended March 31, 2019 and 2018:



(dollars in thousands)	March 31, 2019			March 31, 2018
Balance, January 1	$	40,496		$	20,192
Accretion	(2,980		)	(1,571		)
Transfers between non-accretable and accretable discounts, net	(1,869		)	146
Ending balance	$	35,647		$	18,767

Summary of Financial Receivable Nonaccrual Basis

The following table presents an analysis of loans accounted for on a nonaccrual basis, excluding purchased loans:



(dollars in thousands)	March 31, 2019		December 31, 2018
Commercial, financial and agricultural	$	1,349	$	1,412
Real estate – construction and development	1,244		892
Real estate – commercial and farmland	3,496		4,654
Real estate – residential	11,118		10,465
Consumer installment	426		529
	$	17,633	$	17,952

The following table presents an analysis of purchased loans accounted for on a nonaccrual basis:



(dollars in thousands)	March 31, 2019		December 31, 2018
Commercial, financial and agricultural	$	3,857	$	1,199
Real estate – construction and development	5,933		6,119
Real estate – commercial and farmland	5,061		5,534
Real estate – residential	8,402		10,769
Consumer installment	593		486
	$	23,846	$	24,107

Summary of Past Due Financial Receivables

The following table presents an analysis of past-due loans, excluding purchased past-due loans as of March 31, 2019 and December 31, 2018:



(dollars in thousands)	Loans 30-59 Days Past Due		Loans 60-89 Days Past Due		Loans 90 or More Days Past Due		Total Loans Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
March 31, 2019
Commercial, financial and agricultural	$	5,270	$	2,784	$	4,222	$	12,276	$	1,370,631	$	1,382,907	$	3,416
Real estate – construction and development	957		531		692		2,180		674,383		676,563		—
Real estate – commercial and farmland	2,784		3,276		2,652		8,712		1,886,225		1,894,937		—
Real estate – residential	13,394		1,287		9,895		24,576		1,340,906		1,365,482		—
Consumer installment	1,752		929		541		3,222		433,247		436,469		260
Total	$	24,157	$	8,807	$	18,002	$	50,966	$	5,705,392	$	5,756,358	$	3,676

December 31, 2018
Commercial, financial and agricultural	$	6,479	$	5,295	$	4,763	$	16,537	$	1,299,822	$	1,316,359	$	3,808
Real estate – construction and development	1,218		481		725		2,424		668,774		671,198		—
Real estate – commercial and farmland	1,625		530		3,645		5,800		1,808,729		1,814,529		—
Real estate – residential	11,423		4,631		8,923		24,977		1,378,023		1,403,000		—
Consumer installment	2,344		1,167		735		4,246		451,125		455,371		414
Total	$	23,089	$	12,104	$	18,791	$	53,984	$	5,606,473	$	5,660,457	$	4,222

The following table presents an analysis of purchased past-due loans as of March 31, 2019 and December 31, 2018:



(dollars in thousands)	Loans 30-59 Days Past Due		Loans 60-89 Days Past Due		Loans 90 or More Days Past Due		Total Loans Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
March 31, 2019
Commercial, financial and agricultural	$	3,551	$	45	$	1,209	$	4,805	$	323,167	$	327,972	$	—
Real estate – construction and development	1,112		—		5,473		6,585		232,828		239,413		—
Real estate – commercial and farmland	3,003		170		2,403		5,576		1,274,939		1,280,515		—
Real estate – residential	7,488		1,747		5,317		14,552		583,183		597,735		—
Consumer installment	732		97		269		1,098		25,538		26,636		—
Total	$	15,886	$	2,059	$	14,671	$	32,616	$	2,439,655	$	2,472,271	$	—

December 31, 2018
Commercial, financial and agricultural	$	421	$	416	$	1,015	$	1,852	$	370,834	$	372,686	$	—
Real estate – construction and development	627		370		5,273		6,270		221,630		227,900		—
Real estate – commercial and farmland	1,935		736		1,698		4,369		1,333,490		1,337,859		—
Real estate – residential	12,531		2,407		7,005		21,943		601,256		623,199		—
Consumer installment	679		237		249		1,165		26,023		27,188		—
Total	$	16,193	$	4,166	$	15,240	$	35,599	$	2,553,233	$	2,588,832	$	—

Summary of Impaired Financial Receivables

The following is a summary of information pertaining to impaired loans, excluding purchased loans:



	As of and for the Period Ended
(dollars in thousands)	March 31, 2019		December 31, 2018		March 31, 2018
Nonaccrual loans	$	17,633	$	17,952	$	14,420
Troubled debt restructurings not included above	11,463		9,323		11,375
Total impaired loans	$	29,096	$	27,275	$	25,795

Quarter-to-date interest income recognized on impaired loans	$	182	$	202	$	239
Quarter-to-date foregone interest income on impaired loans	$	209	$	217	$	190

The following table presents an analysis of information pertaining to impaired loans, excluding purchased loans as of March 31, 2019, December 31, 2018 and March 31, 2018:



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2019
Commercial, financial and agricultural	$	1,761	$	871	$	593	$	1,464	$	180	$	1,566
Real estate – construction and development	1,727		621		764		1,385		209		1,211
Real estate – commercial and farmland	7,066		663		5,788		6,451		578		6,984
Real estate – residential	19,693		6,893		12,466		19,359		712		17,934
Consumer installment	453		437		—		437		—		491
Total	$	30,700	$	9,485	$	19,611	$	29,096	$	1,679	$	28,186



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
December 31, 2018
Commercial, financial and agricultural	$	1,902	$	1,155	$	513	$	1,668	$	4	$	1,736
Real estate – construction and development	1,378		613		424		1,037		3		1,229
Real estate – commercial and farmland	8,950		867		6,649		7,516		1,591		7,537
Real estate – residential	16,885		5,144		11,365		16,509		867		14,719
Consumer installment	561		545		—		545		—		584
Total	$	29,676	$	8,324	$	18,951	$	27,275	$	2,465	$	25,805



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2018
Commercial, financial and agricultural	$	1,874	$	985	$	602	$	1,587	$	136	$	1,467
Real estate – construction and development	746		567		127		694		1		833
Real estate – commercial and farmland	9,515		522		7,639		8,161		1,216		7,753
Real estate – residential	14,908		4,912		9,946		14,858		980		14,891
Consumer installment	526		495		—		495		—		492
Total	$	27,569	$	7,481	$	18,314	$	25,795	$	2,333	$	25,436

The following is a summary of information pertaining to purchased impaired loans:



	As of and for the Period Ended
(dollars in thousands)	March 31, 2019		December 31, 2018		March 31, 2018
Nonaccrual loans	$	23,846	$	24,107	$	15,940
Troubled debt restructurings not included above	19,443		18,740		20,649
Total impaired loans	$	43,289	$	42,847	$	36,589

Quarter-to-date interest income recognized on impaired loans	$	672	$	918	$	696
Quarter-to-date foregone interest income on impaired loans	$	520	$	451	$	245

The following table presents an analysis of information pertaining to purchased impaired loans as of March 31, 2019, December 31, 2018 and March 31, 2018:



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2019
Commercial, financial and agricultural	$	11,125	$	2,795	$	1,094	$	3,889	$	—	$	2,560
Real estate – construction and development	13,295		605		6,339		6,944		497		7,039
Real estate – commercial and farmland	13,448		1,546		9,618		11,164		670		11,431
Real estate – residential	22,825		8,823		11,876		20,699		629		21,500
Consumer installment	680		593		—		593		—		540
Total	$	61,373	$	14,362	$	28,927	$	43,289	$	1,796	$	43,070



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
December 31, 2018
Commercial, financial and agricultural	$	5,717	$	473	$	757	$	1,230	$	—	$	1,101
Real estate – construction and development	13,714		623		6,511		7,134		476		7,240
Real estate – commercial and farmland	14,766		1,115		10,581		11,696		684		13,514
Real estate – residential	24,839		8,185		14,116		22,301		773		23,146
Consumer installment	526		486		—		486		—		487
Total	$	59,562	$	10,882	$	31,965	$	42,847	$	1,933	$	45,488



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2018
Commercial, financial and agricultural	$	4,050	$	52	$	744	$	796	$	396	$	805
Real estate – construction and development	9,012		426		3,720		4,146		913		4,152
Real estate – commercial and farmland	12,590		861		10,230		11,091		767		11,744
Real estate – residential	22,820		8,426		12,093		20,519		745		19,502
Consumer installment	46		37		—		37		—		43
Total	$	48,518	$	9,802	$	26,787	$	36,589	$	2,821	$	36,246

Summary of Credit Quality Indicate Financial Receivable

The following table presents the loan portfolio, excluding purchased loans, by risk grade as of March 31, 2019 and December 31, 2018 (in thousands):



Risk Grade	Commercial, Financial and Agricultural		Real Estate - Construction and Development		Real Estate - Commercial and Farmland		Real Estate - Residential		Consumer Installment		Total
March 31, 2019
1	$	528,386	$	—	$	724	$	694	$	10,842	$	540,646
2	521,486		516		33,656		31,944		20		587,622
3	152,722		66,180		923,222		1,206,722		23,269		2,372,115
4	161,089		593,309		834,693		98,050		401,672		2,088,813
5	13,131		11,560		56,333		6,741		20		87,785
6	3,557		1,415		23,534		4,372		71		32,949
7	2,536		3,583		22,775		16,959		575		46,428
8	—		—		—		—		—		—
9	—		—		—		—		—		—
Total	$	1,382,907	$	676,563	$	1,894,937	$	1,365,482	$	436,469	$	5,756,358

December 31, 2018
1	$	530,864	$	40	$	500	$	16	$	10,744	$	542,164
2	452,250		681		37,079		33,043		48		523,101
3	174,811		74,657		888,433		1,246,383		23,844		2,408,128
4	137,038		582,456		814,068		94,143		419,983		2,047,688
5	13,714		6,264		30,364		8,634		78		59,054
6	5,130		4,091		20,959		4,881		57		35,118
7	2,552		3,009		23,126		15,900		617		45,204
8	—		—		—		—		—		—
9	—		—		—		—		—		—
Total	$	1,316,359	$	671,198	$	1,814,529	$	1,403,000	$	455,371	$	5,660,457

The following table presents the purchased loan portfolio by risk grade as of March 31, 2019 and December 31, 2018 (in thousands):



Risk Grade	Commercial, Financial and Agricultural		Real Estate - Construction and Development		Real Estate - Commercial and Farmland		Real Estate - Residential		Consumer Installment		Total
March 31, 2019
1	$	80,138	$	—	$	—	$	—	$	544	$	80,682
2	5,313		—		9,446		70,003		142		84,904
3	20,562		12,759		270,517		371,501		2,379		677,718
4	168,472		207,413		913,144		116,762		22,562		1,428,353
5	22,982		4,765		48,763		13,847		34		90,391
6	10,614		4,598		15,816		7,441		130		38,599
7	19,891		9,878		22,829		18,181		839		71,618
8	—		—		—		—		—		—
9	—		—		—		—		6		6
Total	$	327,972	$	239,413	$	1,280,515	$	597,735	$	26,636	$	2,472,271

December 31, 2018
1	$	90,205	$	—	$	—	$	—	$	570	$	90,775
2	2,648		—		7,407		74,398		164		84,617
3	20,489		18,022		230,089		385,279		2,410		656,289
4	215,096		195,079		1,034,943		118,082		23,177		1,586,377
5	14,445		2,728		29,468		16,937		35		63,613
6	11,601		1,459		10,063		7,231		94		30,448
7	18,202		10,612		25,889		21,272		738		76,713
8	—		—		—		—		—		—
9	—		—		—		—		—		—
Total	$	372,686	$	227,900	$	1,337,859	$	623,199	$	27,188	$	2,588,832

Summary of Troubled Debt Restructurings by Loan Class

The following table presents the purchased loans by class modified as troubled debt restructurings, which occurred during the three months ended March 31, 2019 and 2018:



	March 31, 2019			March 31, 2018
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	—	$	—	1	$	7
Real estate – construction and development	—	—		—	—
Real estate – commercial and farmland	—	—		—	—
Real estate – residential	10	740		2	179
Consumer installment	3	33		—	—
Total	13	$	773	3	$	186

The following table presents the loans by class modified as troubled debt restructurings, excluding purchased loans, which occurred during the three months ended March 31, 2019 and 2018:



	March 31, 2019			March 31, 2018
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	1	$	7	2	$	125
Real estate – construction and development	—	—		1	4
Real estate – commercial and farmland	1	33		1	303
Real estate – residential	7	2,109		2	710
Consumer installment	3	12		2	13
Total	12	$	2,161	8	$	1,155

Troubled Debt Restructurings on Financing Receivable Payment Default

The following table presents purchased loan troubled debt restructurings by class that defaulted (defined as 30 days past due) during the three months ended March 31, 2019 and 2018:



	March 31, 2019			March 31, 2018
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	1	$	3	—	$	—
Real estate – construction and development	—	—		—	—
Real estate – commercial and farmland	1	163		1	351
Real estate – residential	8	637		8	555
Consumer installment	2	28		—	—
Total	12	$	831	9	$	906

The following table presents for loans, excluding purchased loans, the troubled debt restructurings by class that defaulted (defined as 30 days past due) during the three months ended March 31, 2019 and 2018:



	March 31, 2019			March 31, 2018
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	—	$	—	—	$	—
Real estate – construction and development	—	—		—	—
Real estate – commercial and farmland	—	—		2	1,971
Real estate – residential	7	837		17	1,047
Consumer installment	—	—		—	—
Total	7	$	837	19	$	3,018

Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms

The following table presents the amount of troubled debt restructurings by loan class of purchased loans, classified separately as accrual and nonaccrual at March 31, 2019 and December 31, 2018.



March 31, 2019	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	1	$	31	3	$	29
Real estate – construction and development	4	1,011		4	268
Real estate – commercial and farmland	12	6,104		7	1,577
Real estate – residential	119	12,297		21	917
Consumer installment	—	—		7	50
Total	136	$	19,443	42	$	2,841



December 31, 2018	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	1	$	31	3	$	32
Real estate – construction and development	4	1,015		5	293
Real estate – commercial and farmland	12	6,162		7	1,685
Real estate – residential	115	11,532		24	1,424
Consumer installment	—	—		4	17
Total	132	$	18,740	43	$	3,451

The following table presents the amount of troubled debt restructurings by loan class, excluding purchased loans, classified separately as accrual and nonaccrual at March 31, 2019 and December 31, 2018:



March 31, 2019	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	3	$	116	14	$	138
Real estate – construction and development	4	142		1	2
Real estate – commercial and farmland	13	2,954		4	450
Real estate – residential	78	8,240		19	832
Consumer installment	5	11		22	63
Total	103	$	11,463	60	$	1,485



December 31, 2018	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	5	$	256	14	$	138
Real estate – construction and development	5	145		1	2
Real estate – commercial and farmland	12	2,863		3	426
Real estate – residential	71	6,043		20	1,119
Consumer installment	6	16		24	69
Total	99	$	9,323	62	$	1,754

Schedule of Allowances for Loan Losses by Portfolio Segment

The following tables detail activity in the allowance for loan losses by portfolio segment for the three-month period ended March 31, 2019, the year ended December 31, 2018 and the three-month period ended March 31, 2018. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.



(dollars in thousands)	Commercial, Financial and Agricultural			Real Estate – Construction and Development			Real Estate – Commercial and Farmland			Real Estate – Residential			Consumer Installment			Purchased Loans			Purchased Loan Pools			Total
Three Months Ended March 31, 2019
Balance, December 31, 2018	$	4,287		$	3,734		$	8,975		$	5,363		$	3,795		$	1,933		$	732		$	28,819
Provision for loan losses	1,180			218			841			(240		)	1,870			(426		)	(35		)	3,408
Loans charged off	(2,004		)	(25		)	(1,253		)	(20		)	(1,893		)	(184		)	—			(5,379		)
Recoveries of loans previously charged off	1,065			1			4			104			164			473			—			1,811
Balance, March 31, 2019	$	4,528		$	3,928		$	8,567		$	5,207		$	3,936		$	1,796		$	697		$	28,659

Period-end allocation:
Loans individually evaluated for impairment ⁽¹⁾	$	680		$	209		$	578		$	712		$	—		$	1,796		$	1		$	3,976
Loans collectively evaluated for impairment	3,848			3,719			7,989			4,495			3,936			—			696			24,683
Ending balance	$	4,528		$	3,928		$	8,567		$	5,207		$	3,936		$	1,796		$	697		$	28,659

Loans:
Individually evaluated for impairment⁽¹⁾	$	2,699		$	764		$	5,788		$	12,466		$	—		$	29,097		$	400		$	51,214
Collectively evaluated for impairment	1,380,208			675,799			1,889,149			1,353,016			436,469			2,361,145			253,310			8,349,096
Acquired with deteriorated credit quality	—			—			—			—			—			82,029			—			82,029
Ending balance	$	1,382,907		$	676,563		$	1,894,937		$	1,365,482		$	436,469		$	2,472,271		$	253,710		$	8,482,339

(1) At March 31, 2019, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.



(dollars in thousands)	Commercial, Financial and Agricultural			Real Estate – Construction and Development			Real Estate – Commercial and Farmland			Real Estate – Residential			Consumer Installment			Purchased Loans			Purchased Loan Pools			Total
Twelve Months Ended December 31, 2018
Balance, December 31, 2017	$	3,631		$	3,629		$	7,501		$	4,786		$	1,916		$	3,253		$	1,075		$	25,791
Provision for loan losses	10,690			277			1,636			1,002			5,569			(2,164		)	(343		)	16,667
Loans charged off	(13,803		)	(292		)	(338		)	(771		)	(4,189		)	(1,738		)	—			(21,131		)
Recoveries of loans previously charged off	3,769			120			176			346			499			2,582			—			7,492
Balance, December 31, 2018	$	4,287		$	3,734		$	8,975		$	5,363		$	3,795		$	1,933		$	732		$	28,819

Period-end allocation:
Loans individually evaluated for impairment⁽¹⁾	$	570		$	3		$	1,591		$	867		$	—		$	1,933		$	—		$	4,964
Loans collectively evaluated for impairment	3,717			3,731			7,384			4,496			3,795			—			732			23,855
Ending balance	$	4,287		$	3,734		$	8,975		$	5,363		$	3,795		$	1,933		$	732		$	28,819

Loans:
Individually evaluated for impairment ⁽¹⁾	$	3,211		$	424		$	6,649		$	11,364		$	—		$	32,244		$	—		$	53,892
Collectively evaluated for impairment	1,313,148			670,774			1,807,880			1,391,636			455,371			2,468,996			262,625			8,370,430
Acquired with deteriorated credit quality	—			—			—			—			—			87,592			—			87,592
Ending balance	$	1,316,359		$	671,198		$	1,814,529		$	1,403,000		$	455,371		$	2,588,832		$	262,625		$	8,511,914

(1) At December 31, 2018, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.



(dollars in thousands)	Commercial, Financial and Agricultural			Real Estate – Construction and Development			Real Estate – Commercial and Farmland			Real Estate – Residential			Consumer Installment			Purchased Loans			Purchased Loan Pools			Total
Three Months Ended March 31, 2018
Balance, December 31, 2017	$	3,631		$	3,629		$	7,501		$	4,786		$	1,916		$	3,253		$	1,075		$	25,791
Provision for loan losses	783			(171		)	689			177			1,151			(747		)	(81		)	1,801
Loans charged off	(1,449		)	—			(142		)	(198		)	(962		)	(121		)	—			(2,872		)
Recoveries of loans previously charged off	656			114			24			182			67			437			—			1,480
Balance, March 31, 2018	$	3,621		$	3,572		$	8,072		$	4,947		$	2,172		$	2,822		$	994		$	26,200

Period-end allocation:
Loans individually evaluated for impairment⁽¹⁾	$	533		$	1		$	1,216		$	980		$	—		$	2,822		$	176		$	5,728
Loans collectively evaluated for impairment	3,088			3,571			6,856			3,967			2,172			—			818			20,472
Ending balance	$	3,621		$	3,572		$	8,072		$	4,947		$	2,172		$	2,822		$	994		$	26,200

Loans:
Individually evaluated for impairment ⁽¹⁾	$	2,147		$	126		$	7,639		$	9,946		$	—		$	28,167		$	902		$	48,927
Collectively evaluated for impairment	1,385,290			631,378			1,629,015			1,070,082			316,363			683,784			318,696			6,034,608
Acquired with deteriorated credit quality	—			—			—			—			—			106,636			—			106,636
Ending balance	$	1,387,437		$	631,504		$	1,636,654		$	1,080,028		$	316,363		$	818,587		$	319,598		$	6,190,171

(1) At March 31, 2018, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.