LOANS (Tables)

3 Months Ended

Mar. 31, 2018

Schedule of Accounts Notes Loans and Financial Receivables

Loans are stated at unpaid balances, net of unearned income and deferred loan fees. Balances within the major loans receivable categories are presented in the following table, excluding purchased loans:



(dollars in thousands)	March 31, 2018		December 31, 2017
Commercial, financial and agricultural	$	1,387,437	$	1,362,508
Real estate – construction and development	631,504		624,595
Real estate – commercial and farmland	1,636,654		1,535,439
Real estate – residential	1,080,028		1,009,461
Consumer installment	316,363		324,511
	$	5,051,986	$	4,856,514

Summary of Purchased Loans And Major Loan Categories

Purchased loans are shown below according to major loan type as of the end of the periods shown:



(dollars in thousands)	March 31, 2018		December 31, 2017
Commercial, financial and agricultural	$	64,612	$	74,378
Real estate – construction and development	48,940		65,513
Real estate – commercial and farmland	465,870		468,246
Real estate – residential	236,453		250,539
Consumer installment	2,712		2,919
	$	818,587	$	861,595

Rollforward of Acquired Loans

A rollforward of purchased loans for the three months ended March 31, 2018 and 2017 is shown below:



(dollars in thousands)	March 31, 2018			March 31, 2017
Balance, January 1	$	861,595		$	1,069,191
Charge-offs, net of recoveries	(151		)	(803		)
Accretion	1,571			3,097
Transfers to purchased other real estate owned	(457		)	(1,489		)
Payments received	(43,971		)	(63,061		)
Ending balance	$	818,587		$	1,006,935

Schedule of Changes in Accretable Discounts Related Acquired Loans

The following is a summary of changes in the accretable discounts of purchased loans during the three months ended March 31, 2018 and 2017:



(dollars in thousands)	March 31, 2018			March 31, 2017
Balance, January 1	$	20,192		$	30,624
Accretion	(1,571		)	(3,097		)
Accretable discounts removed due to charge-offs	—			(13		)
Transfers between non-accretable and accretable discounts, net	146			(659		)
Ending balance	$	18,767		$	26,855

Summary of Financial Receivable Nonaccrual Basis

The following table presents an analysis of purchased loans accounted for on a nonaccrual basis:



(dollars in thousands)	March 31, 2018		December 31, 2017
Commercial, financial and agricultural	$	796	$	813
Real estate – construction and development	3,112		3,139
Real estate – commercial and farmland	4,347		5,685
Real estate – residential	7,648		5,743
Consumer installment	37		48
	$	15,940	$	15,428

The following table presents an analysis of loans accounted for on a nonaccrual basis, excluding purchased loans:



(dollars in thousands)	March 31, 2018		December 31, 2017
Commercial, financial and agricultural	$	1,548	$	1,306
Real estate – construction and development	518		554
Real estate – commercial and farmland	3,555		2,665
Real estate – residential	8,311		9,194
Consumer installment	488		483
	$	14,420	$	14,202

Summary of Past Due Financial Receivables

The following table presents an analysis of past-due loans, excluding purchased past-due loans as of March 31, 2018 and December 31, 2017:



(dollars in thousands)	Loans 30-59 Days Past Due		Loans 60-89 Days Past Due		Loans 90 or More Days Past Due		Total Loans Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
March 31, 2018
Commercial, financial and agricultural	$	10,081	$	5,750	$	3,430	$	19,261	$	1,368,176	$	1,387,437	$	2,383
Real estate – construction and development	1,202		168		166		1,536		629,968		631,504		—
Real estate – commercial and farmland	4,189		590		1,288		6,067		1,630,587		1,636,654		—
Real estate – residential	11,907		3,058		7,207		22,172		1,057,856		1,080,028		—
Consumer installment	1,033		639		413		2,085		314,278		316,363		114
Total	$	28,412	$	10,205	$	12,504	$	51,121	$	5,000,865	$	5,051,986	$	2,497

December 31, 2017
Commercial, financial and agricultural	$	8,124	$	3,285	$	6,978	$	18,387	$	1,344,121	$	1,362,508	$	5,991
Real estate – construction and development	810		23		288		1,121		623,474		624,595		—
Real estate – commercial and farmland	869		787		1,940		3,596		1,531,843		1,535,439		—
Real estate – residential	8,772		2,941		7,041		18,754		990,707		1,009,461		—
Consumer installment	1,556		472		329		2,357		322,154		324,511		—
Total	$	20,131	$	7,508	$	16,576	$	44,215	$	4,812,299	$	4,856,514	$	5,991

The following table presents an analysis of purchased past-due loans as of March 31, 2018 and December 31, 2017:



(dollars in thousands)	Loans 30-59 Days Past Due		Loans 60-89 Days Past Due		Loans 90 or More Days Past Due		Total Loans Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
March 31, 2018
Commercial, financial and agricultural	$	103	$	—	$	778	$	881	$	63,731	$	64,612	$	—
Real estate – construction and development	473		31		2,561		3,065		45,875		48,940		—
Real estate – commercial and farmland	1,589		1,022		1,515		4,126		461,744		465,870		—
Real estate – residential	4,228		591		5,594		10,413		226,040		236,453		—
Consumer installment	20		—		33		53		2,659		2,712		—
Total	$	6,413	$	1,644	$	10,481	$	18,538	$	800,049	$	818,587	$	—

December 31, 2017
Commercial, financial and agricultural	$	—	$	33	$	760	$	793	$	73,585	$	74,378	$	—
Real estate – construction and development	87		31		2,517		2,635		62,878		65,513		—
Real estate – commercial and farmland	1,190		701		2,724		4,615		463,631		468,246		—
Real estate – residential	2,722		1,585		2,320		6,627		243,912		250,539		—
Consumer installment	57		4		43		104		2,815		2,919		—
Total	$	4,056	$	2,354	$	8,364	$	14,774	$	846,821	$	861,595	$	—

Summary of Impaired Financial Receivables

The following is a summary of information pertaining to impaired loans, excluding purchased loans:



	As of and for the Period Ended
(dollars in thousands)	March 31, 2018		December 31, 2017		March 31, 2017
Nonaccrual loans	$	14,420	$	14,202	$	18,281
Troubled debt restructurings not included above	11,375		13,599		13,659
Total impaired loans	$	25,795	$	27,801	$	31,940

Interest income recognized on impaired loans	$	239	$	1,010	$	240
Foregone interest income on impaired loans	$	190	$	197	$	274

The following table presents an analysis of information pertaining to impaired loans, excluding purchased loans as of March 31, 2018, December 31, 2017 and March 31, 2017:



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2018
Commercial, financial and agricultural	$	1,874	$	985	$	602	$	1,587	$	136	$	1,467
Real estate – construction and development	746		567		127		694		1		833
Real estate – commercial and farmland	9,515		522		7,639		8,161		1,216		7,753
Real estate – residential	14,908		4,912		9,946		14,858		980		14,891
Consumer installment	526		495		—		495		—		492
Total	$	27,569	$	7,481	$	18,314	$	25,795	$	2,333	$	25,436



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
December 31, 2017
Commercial, financial and agricultural	$	1,453	$	734	$	613	$	1,347	$	145	$	1,900
Real estate – construction and development	1,467		471		500		971		48		1,065
Real estate – commercial and farmland	10,646		729		8,873		9,602		1,047		8,910
Real estate – residential	17,416		4,828		10,565		15,393		1,005		14,294
Consumer installment	523		488		—		488		—		493
Total	$	31,505	$	7,250	$	20,551	$	27,801	$	2,245	$	26,662



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2017
Commercial, financial and agricultural	$	3,891	$	202	$	2,503	$	2,705	$	637	$	2,283
Real estate – construction and development	1,875		—		1,048		1,048		356		1,140
Real estate – commercial and farmland	12,450		5,655		5,795		11,450		1,572		12,163
Real estate – residential	14,344		2,422		13,727		16,149		2,645		16,866
Consumer installment	666		—		588		588		6		601
Total	$	33,226	$	8,279	$	23,661	$	31,940	$	5,216	$	33,053

The following is a summary of information pertaining to purchased impaired loans:



	As of and for the Period Ended
(dollars in thousands)	March 31, 2018		December 31, 2017		March 31, 2017
Nonaccrual loans	$	15,940	$	15,428	$	23,606
Troubled debt restructurings not included above	20,649		20,472		20,448
Total impaired loans	$	36,589	$	35,900	$	44,054

Interest income recognized on impaired loans	$	696	$	379	$	379
Foregone interest income on impaired loans	$	245	$	281	$	337

The following table presents an analysis of information pertaining to purchased impaired loans as of March 31, 2018, December 31, 2017 and March 31, 2017:



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2018
Commercial, financial and agricultural	$	4,050	$	52	$	744	$	796	$	396	$	805
Real estate – construction and development	9,012		426		3,720		4,146		913		4,152
Real estate – commercial and farmland	12,590		861		10,230		11,091		767		11,744
Real estate – residential	22,820		8,426		12,093		20,519		745		19,502
Consumer installment	46		37		—		37		—		43
Total	$	48,518	$	9,802	$	26,787	$	36,589	$	2,821	$	36,246



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
December 31, 2017
Commercial, financial and agricultural	$	4,170	$	70	$	744	$	814	$	400	$	1,450
Real estate – construction and development	9,060		282		3,875		4,157		1,114		4,218
Real estate – commercial and farmland	14,596		1,224		11,173		12,397		906		12,840
Real estate – residential	20,867		6,574		11,910		18,484		821		19,002
Consumer installment	57		48		—		48		—		68
Total	$	48,750	$	8,198	$	27,702	$	35,900	$	3,241	$	37,578



(dollars in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Three Month Average Recorded Investment
March 31, 2017
Commercial, financial and agricultural	$	2,806	$	151	$	225	$	376	$	—	$	534
Real estate – construction and development	25,748		287		3,203		3,490		250		3,730
Real estate – commercial and farmland	30,419		768		17,532		18,300		855		18,467
Real estate – residential	25,855		7,155		14,713		21,868		1,091		22,529
Consumer installment	34		20		—		20		—		22
Total	$	84,862	$	8,381	$	35,673	$	44,054	$	2,196	$	45,282

Summary of Credit Quality Indicate Financial Receivable

The following table presents the loan portfolio, excluding purchased loans, by risk grade as of March 31, 2018 and December 31, 2017 (in thousands):



Risk Grade	Commercial, Financial and Agricultural		Real Estate - Construction and Development		Real Estate - Commercial and Farmland		Real Estate - Residential		Consumer Installment		Total
March 31, 2018
1	$	542,520	$	—	$	5,234	$	47	$	9,824	$	557,625
2	568,129		969		55,823		48,554		116		673,591
3	133,302		57,386		917,751		918,086		24,192		2,050,717
4	132,154		561,624		614,291		86,689		281,550		1,676,308
5	333		4,490		6,494		6,180		2		17,499
6	5,728		4,435		24,099		5,385		148		39,795
7	5,264		2,600		12,962		15,087		531		36,444
8	7		—		—		—		—		7
9	—		—		—		—		—		—
Total	$	1,387,437	$	631,504	$	1,636,654	$	1,080,028	$	316,363	$	5,051,986

December 31, 2017
1	$	539,899	$	—	$	5,790	$	47	$	9,243	$	554,979
2	568,557		1,005		68,507		49,742		670		688,481
3	125,740		59,318		966,391		843,178		39,352		2,033,979
4	117,358		552,918		454,506		88,537		274,462		1,487,781
5	330		4,474		6,408		5,781		3		16,996
6	5,236		4,207		15,108		5,339		185		30,075
7	5,381		2,673		18,729		16,837		596		44,216
8	7		—		—		—		—		7
9	—		—		—		—		—		—
Total	$	1,362,508	$	624,595	$	1,535,439	$	1,009,461	$	324,511	$	4,856,514

The following table presents the purchased loan portfolio by risk grade as of March 31, 2018 and December 31, 2017 (in thousands):



Risk Grade	Commercial, Financial and Agricultural		Real Estate - Construction and Development		Real Estate - Commercial and Farmland		Real Estate - Residential		Consumer Installment		Total
March 31, 2018
1	$	3,191	$	—	$	—	$	—	$	617	$	3,808
2	4,301		—		4,855		88,081		211		97,448
3	8,018		5,579		181,551		47,508		1,074		243,730
4	38,530		32,528		232,240		64,055		644		367,997
5	—		1,941		6,027		12,044		—		20,012
6	9,439		4,112		14,481		5,623		50		33,705
7	1,133		4,780		26,716		19,142		116		51,887
8	—		—		—		—		—		—
9	—		—		—		—		—		—
Total	$	64,612	$	48,940	$	465,870	$	236,453	$	2,712	$	818,587

December 31, 2017
1	$	3,358	$	—	$	—	$	—	$	606	$	3,964
2	4,541		—		5,047		91,270		240		101,098
3	8,517		13,014		186,187		50,988		1,166		259,872
4	43,085		39,877		230,570		70,837		711		385,080
5	—		2,306		6,081		11,349		—		19,736
6	13,718		4,076		13,637		5,637		53		37,121
7	1,159		6,240		26,724		20,458		143		54,724
8	—		—		—		—		—		—
9	—		—		—		—		—		—
Total	$	74,378	$	65,513	$	468,246	$	250,539	$	2,919	$	861,595

Summary of Troubled Debt Restructurings by Loan Class

The following table presents the loans by class modified as troubled debt restructurings, excluding purchased loans, which occurred during the three months ended March 31, 2018 and 2017:



	March 31, 2018			March 31, 2017
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	2	$	125	—	$	—
Real estate – construction and development	1	4		—	—
Real estate – commercial and farmland	1	303		—	—
Real estate – residential	2	710		1	77
Consumer installment	2	13		4	16
Total	8	$	1,155	5	$	93

The following table presents the purchased loans by class modified as troubled debt restructurings, which occurred during the three months ended March 31, 2018 and 2017:



	March 31, 2018			March 31, 2017
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	1	$	7	—	$	—
Real estate – construction and development	—	—		—	—
Real estate – commercial and farmland	—	—		1	231
Real estate – residential	2	179		1	124
Consumer installment	—	—		—	—
Total	3	$	186	2	$	355

Troubled Debt Restructurings on Financing Receivable Payment Default

The following table presents for loans, excluding purchased loans, the troubled debt restructurings by class that defaulted (defined as 30 days past due) during the three months ended March 31, 2018 and 2017:



	March 31, 2018			March 31, 2017
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	—	$	—	3	$	55
Real estate – construction and development	—	—		1	26
Real estate – commercial and farmland	2	1,971		3	150
Real estate – residential	17	1,047		18	1,380
Consumer installment	—	—		8	21
Total	19	$	3,018	33	$	1,632

The following table presents purchased loan troubled debt restructurings by class that defaulted (defined as 30 days past due) during the three months ended March 31, 2018 and 2017:



	March 31, 2018			March 31, 2017
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	—	$	—	—	$	—
Real estate – construction and development	—	—		2	336
Real estate – commercial and farmland	1	351		3	1,149
Real estate – residential	8	555		8	565
Consumer installment	—	—		—	—
Total	9	$	906	13	$	2,050

Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms

The following table presents the amount of troubled debt restructurings by loan class, excluding purchased loans, classified separately as accrual and nonaccrual at March 31, 2018 and December 31, 2017:



March 31, 2018	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	4	$	39	13	$	224
Real estate – construction and development	5	176		2	8
Real estate – commercial and farmland	16	4,606		6	2,127
Real estate – residential	72	6,547		19	838
Consumer installment	3	7		32	93
Total	100	$	11,375	72	$	3,290



December 31, 2017	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	4	$	41	12	$	120
Real estate – construction and development	6	417		2	34
Real estate – commercial and farmland	17	6,937		5	204
Real estate – residential	74	6,199		18	1,508
Consumer installment	4	5		33	98
Total	105	$	13,599	70	$	1,964

The following table presents the amount of troubled debt restructurings by loan class of purchased loans, classified separately as accrual and nonaccrual at March 31, 2018 and December 31, 2017.



March 31, 2018	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	—	$	—	4	$	23
Real estate – construction and development	4	1,034		6	316
Real estate – commercial and farmland	14	6,745		8	2,234
Real estate – residential	120	12,871		21	1,281
Consumer installment	—	—		2	4
Total	138	$	20,650	41	$	3,858



December 31, 2017	Accruing Loans			Non-Accruing Loans
Loan Class	#	Balance (in thousands)		#	Balance (in thousands)
Commercial, financial and agricultural	—	$	—	3	$	16
Real estate – construction and development	3	1,018		6	340
Real estate – commercial and farmland	14	6,713		10	2,582
Real estate – residential	117	12,741		25	1,462
Consumer installment	—	—		2	5
Total	134	$	20,472	46	$	4,405

Schedule of Allowances for Loan Losses by Portfolio Segment

The following tables detail activity in the allowance for loan losses by portfolio segment for the three-month period ended March 31, 2018, the year ended December 31, 2017 and the three-month period ended March 31, 2017. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.



(dollars in thousands)	Commercial, Financial and Agricultural			Real Estate – Construction and Development			Real Estate – Commercial and Farmland			Real Estate – Residential			Consumer Installment			Purchased Loans			Purchased Loan Pools			Total
Three Months Ended March 31, 2018
Balance, December 31, 2017	$	3,631		$	3,629		$	7,501		$	4,786		$	1,916		$	3,253		$	1,075		$	25,791
Provision for loan losses	783			(171		)	689			177			1,151			(747		)	(81		)	1,801
Loans charged off	(1,449		)	—			(142		)	(198		)	(962		)	(121		)	—			(2,872		)
Recoveries of loans previously charged off	656			114			24			182			67			437			—			1,480
Balance, March 31, 2018	$	3,621		$	3,572		$	8,072		$	4,947		$	2,172		$	2,822		$	994		$	26,200

Period-end allocation:
Loans individually evaluated for impairment ⁽¹⁾	$	533		$	1		$	1,216		$	980		$	—		$	2,822		$	176		$	5,728
Loans collectively evaluated for impairment	3,088			3,571			6,856			3,967			2,172			—			818			20,472
Ending balance	$	3,621		$	3,572		$	8,072		$	4,947		$	2,172		$	2,822		$	994		$	26,200

Loans:
Individually evaluated for impairment⁽¹⁾	$	2,147		$	126		$	7,639		$	9,946		$	—		$	28,167		$	902		$	48,927
Collectively evaluated for impairment	1,385,290			631,378			1,629,015			1,070,082			316,363			683,784			318,696			6,034,608
Acquired with deteriorated credit quality	—			—			—			—			—			106,636			—			106,636
Ending balance	$	1,387,437		$	631,504		$	1,636,654		$	1,080,028		$	316,363		$	818,587		$	319,598		$	6,190,171

(1) At March 31, 2018, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.



(dollars in thousands)	Commercial, Financial and Agricultural			Real Estate – Construction and Development			Real Estate – Commercial and Farmland			Real Estate – Residential			Consumer Installment			Purchased Loans			Purchased Loan Pools			Total
Twelve Months Ended December 31, 2017
Balance, January 1, 2017	$	2,192		$	2,990		$	7,662		$	6,786		$	827		$	1,626		$	1,837		$	23,920
Provision for loan losses	3,019			488			508			(86		)	2,591			2,606			(762		)	8,364
Loans charged off	(2,850		)	(95		)	(853		)	(2,151		)	(1,618		)	(2,900		)	—			(10,467		)
Recoveries of loans previously charged off	1,270			246			184			237			116			1,921			—			3,974
Balance, December 31, 2017	$	3,631		$	3,629		$	7,501		$	4,786		$	1,916		$	3,253		$	1,075		$	25,791

Period-end allocation:
Loans individually evaluated for impairment⁽¹⁾	$	465		$	48		$	1,047		$	1,028		$	—		$	3,253		$	177		$	6,018
Loans collectively evaluated for impairment	3,166			3,581			6,454			3,758			1,916			—			898			19,773
Ending balance	$	3,631		$	3,629		$	7,501		$	4,786		$	1,916		$	3,253		$	1,075		$	25,791

Loans:
Individually evaluated for impairment ⁽¹⁾	$	2,971		$	500		$	8,873		$	10,818		$	—		$	28,165		$	904		$	52,231
Collectively evaluated for impairment	1,359,537			624,095			1,526,566			998,643			324,511			718,447			327,342			5,879,141
Acquired with deteriorated credit quality	—			—			—			—			—			114,983			—			114,983
Ending balance	$	1,362,508		$	624,595		$	1,535,439		$	1,009,461		$	324,511		$	861,595		$	328,246		$	6,046,355

(1) At December 31, 2017, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.



(dollars in thousands)	Commercial, Financial and Agricultural			Real Estate – Construction and Development			Real Estate – Commercial and Farmland			Real Estate – Residential			Consumer Installment			Purchased Loans			Purchased Loan Pools		Total
Three Months Ended March 31, 2017
Balance, December 31, 2016	$	2,192		$	2,990		$	7,662		$	6,786		$	827		$	1,626		$	1,837	$	23,920
Provision for loan losses	641			640			217			(791		)	174			706			249		1,836
Loans charged off	(104		)	(53		)	(9		)	(216		)	(164		)	(556		)	—		(1,102		)
Recoveries of loans previously charged off	69			20			9			61			17			420			—		596
Balance, March 31, 2017	$	2,798		$	3,597		$	7,879		$	5,840		$	854		$	2,196		$	2,086	$	25,250

Period-end allocation:
Loans individually evaluated for impairment⁽¹⁾	$	626		$	354		$	1,574		$	2,538		$	—		$	2,196		$	376	$	7,664
Loans collectively evaluated for impairment	2,172			3,243			6,305			3,302			854			—			1,710		17,586
Ending balance	$	2,798		$	3,597		$	7,879		$	5,840		$	854		$	2,196		$	2,086	$	25,250

Loans:
Individually evaluated for impairment ⁽¹⁾	$	1,937		$	843		$	11,260		$	9,630		$	—		$	35,673		$	3,446	$	62,789
Collectively evaluated for impairment	1,059,662			414,186			1,446,850			717,165			123,947			836,146			525,653		5,123,609
Acquired with deteriorated credit quality	—			—			—			—			—			135,116			—		135,116
Ending balance	$	1,061,599		$	415,029		$	1,458,110		$	726,795		$	123,947		$	1,006,935		$	529,099	$	5,321,514

(1) At March 31, 2017, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.