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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Assets:    
Cash and due from banks $ 76,556 $ 73,021
Interest bearing deposits 318,734 296,484
Cash and cash equivalents 395,290 369,505
Certificates of deposit in other banks 245 245
Debt securities available-for-sale at fair value (amortized cost of $1,102,258 and $1,186,649, respectively) 994,990 1,055,728
Equity securities at fair value 4,410 3,781
Loans held for sale 345 184
Loans 4,701,793 4,486,637
Allowance for credit losses (57,825) (54,968)
Net loans 4,643,968 4,431,669
Premises and equipment, net 52,118 49,630
Operating right-of-use assets 12,298 11,414
Finance right-of-use assets 2,912 2,971
Federal Home Loan Bank stock 9,553 5,062
Federal Reserve Bank stock 4,887 4,887
Goodwill 65,490 65,490
Bank owned life insurance 116,073 101,509
Mortgage servicing rights 7,096 7,357
Other real estate owned 4,857 3,647
Deferred tax asset 23,918 29,065
Accrued interest receivable 24,455 24,758
Other assets 28,033 26,343
Total assets 6,390,938 6,193,245
Deposits:    
Noninterest bearing 1,258,205 1,242,676
Interest bearing 3,974,803 3,827,513
Total deposits 5,233,008 5,070,189
Repurchase agreements 225,075 240,166
Federal funds purchased 500 500
Advances from Federal Home Loan Bank 304 314
Long-term debt 63,901 64,016
Operating lease liability 12,646 11,751
Finance lease liability 3,441 3,439
Accrued interest payable 15,131 8,378
Other liabilities 30,063 36,908
Total liabilities 5,584,069 5,435,661
Shareholders' equity:    
Preferred stock, 300,000 shares authorized and unissued 0 0
Common stock, $5.00 par value, shares authorized 25,000,000; shares issued and outstanding 2025 - 18,105,371; 2024 - 18,057,923 90,527 90,290
Capital surplus 235,154 233,802
Retained earnings 561,805 531,861
Accumulated other comprehensive loss, net of tax (80,617) (98,369)
Total shareholders' equity 806,869 757,584
Total liabilities and shareholders' equity $ 6,390,938 $ 6,193,245