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Allowance for Loan and Lease Losses
 3 Months Ended
Mar. 31, 2019
Allowance for Loan and Lease Losses [Abstract]  
Allowance for Loan and Lease Losses
Note 5 – Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses (“ALLL”) and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2019, December 31, 2018 and March 31, 2018:

  
March 31, 2019
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
862
  
$
14,531
  
$
12
  
$
4,993
  
$
512
  
$
4,433
  
$
841
  
$
1,883
  
$
7,841
  
$
35,908
 
Provision charged to expense
  
38
   
287
   
(2
)
  
382
   
(116
)
  
(278
)
  
84
   
(119
)
  
(86
)
  
190
 
Losses charged off
  
0
   
(35
)
  
0
   
(242
)
  
0
   
(120
)
  
(25
)
  
(246
)
  
(1,387
)
  
(2,055
)
Recoveries
  
3
   
17
   
0
   
84
   
0
   
18
   
1
   
117
   
721
   
961
 
Ending balance
 
$
903
  
$
14,800
  
$
10
  
$
5,217
  
$
396
  
$
4,053
  
$
901
  
$
1,635
  
$
7,089
  
$
35,004
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
164
  
$
847
  
$
0
  
$
620
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,631
 
Collectively evaluated for impairment
 
$
739
  
$
13,953
  
$
10
  
$
4,597
  
$
396
  
$
4,053
  
$
901
  
$
1,635
  
$
7,089
  
$
33,373
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
3,632
  
$
34,329
  
$
0
  
$
10,057
  
$
0
  
$
2,337
  
$
0
  
$
0
  
$
0
  
$
50,355
 
Collectively evaluated for impairment
 
$
71,732
  
$
1,148,475
  
$
1,354
  
$
378,003
  
$
54,013
  
$
717,955
  
$
108,018
  
$
141,855
  
$
517,972
  
$
3,139,377
 

  
December 31, 2018
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
686
  
$
14,509
  
$
18
  
$
5,039
  
$
660
  
$
5,688
  
$
857
  
$
1,863
  
$
6,831
  
$
36,151
 
Provision charged to expense
  
115
   
786
   
(6
)
  
824
   
(115
)
  
(336
)
  
39
   
572
   
4,288
   
6,167
 
Losses charged off
  
0
   
(988
)
  
0
   
(1,513
)
  
(33
)
  
(1,004
)
  
(69
)
  
(997
)
  
(6,394
)
  
(10,998
)
Recoveries
  
61
   
224
   
0
   
643
   
0
   
85
   
14
   
445
   
3,116
   
4,588
 
Ending balance
 
$
862
  
$
14,531
  
$
12
  
$
4,993
  
$
512
  
$
4,433
  
$
841
  
$
1,883
  
$
7,841
  
$
35,908
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
50
  
$
605
  
$
0
  
$
146
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
801
 
Collectively evaluated for impairment
 
$
812
  
$
13,926
  
$
12
  
$
4,847
  
$
512
  
$
4,433
  
$
841
  
$
1,883
  
$
7,841
  
$
35,107
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,227
  
$
31,499
  
$
0
  
$
8,758
  
$
0
  
$
1,882
  
$
0
  
$
0
  
$
0
  
$
46,366
 
Collectively evaluated for impairment
 
$
78,488
  
$
1,151,594
  
$
1,740
  
$
368,440
  
$
57,160
  
$
720,535
  
$
106,299
  
$
144,289
  
$
533,727
  
$
3,162,272
 

  
March 31, 2018
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
686
  
$
14,509
  
$
18
  
$
5,039
  
$
660
  
$
5,688
  
$
857
  
$
1,863
  
$
6,831
  
$
36,151
 
Provision charged to expense
  
(14
)
  
(191
)
  
5
   
(651
)
  
(4
)
  
435
   
5
   
80
   
1,281
   
946
 
Losses charged off
  
0
   
(210
)
  
0
   
(236
)
  
(23
)
  
(193
)
  
(1
)
  
(216
)
  
(2,098
)
  
(2,977
)
Recoveries
  
14
   
25
   
0
   
77
   
0
   
6
   
1
   
71
   
875
   
1,069
 
Ending balance
 
$
686
  
$
14,133
  
$
23
  
$
4,229
  
$
633
  
$
5,936
  
$
862
  
$
1,798
  
$
6,889
  
$
35,189
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
0
  
$
739
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
739
 
Collectively evaluated for impairment
 
$
686
  
$
13,394
  
$
23
  
$
4,229
  
$
633
  
$
5,936
  
$
862
  
$
1,798
  
$
6,889
  
$
34,450
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,009
  
$
33,389
  
$
0
  
$
9,183
  
$
318
  
$
1,286
  
$
0
  
$
0
  
$
0
  
$
48,185
 
Collectively evaluated for impairment
 
$
74,638
  
$
1,158,239
  
$
2,683
  
$
329,452
  
$
63,575
  
$
717,472
  
$
99,593
  
$
136,576
  
$
487,828
  
$
3,070,056