Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 64,632	$ 47,528
Interest bearing deposits	75,718	127,746
Federal funds sold	1,100	0
Cash and cash equivalents	141,450	175,274
Certificates of deposit in other banks	3,920	9,800
Securities available-for-sale at fair value (amortized cost of $602,114 and $590,199, respectively)	593,746	585,761
Securities held-to-maturity at amortized cost (fair value of $649 and $660, respectively)	649	659
Equity securities at fair value	1,173	0
Loans held for sale	2,461	1,033
Loans	3,208,638	3,122,940
Allowance for loan and lease losses	(35,908)	(36,151)
Net loans	3,172,730	3,086,789
Premises and equipment, net	45,291	46,318
Federal Home Loan Bank stock	14,713	17,927
Federal Reserve Bank stock	4,887	4,887
Goodwill	65,490	65,490
Bank owned life insurance	67,076	65,354
Mortgage servicing rights	3,607	3,484
Other real estate owned	27,273	31,996
Other assets	57,150	41,459
Total assets	4,201,616	4,136,231
Deposits:
Noninterest bearing	803,316	790,930
Interest bearing	2,502,634	2,472,933
Total deposits	3,305,950	3,263,863
Repurchase agreements	232,712	243,814
Federal funds purchased	1,180	7,312
Advances from Federal Home Loan Bank	436	845
Long-term debt	59,341	59,341
Deferred taxes	3,363	4,434
Other liabilities	34,484	25,923
Total liabilities	3,637,466	3,605,532
Commitments and contingencies (notes 18 and 20)
Shareholders' equity:
Preferred stock, 300,000 shares authorized and unissued	0	0
Common stock, $5 par value, shares authorized 25,000,000; shares outstanding 2018 - 17,732,853; 2017 - 17,692,912	88,665	88,465
Capital surplus	223,161	221,472
Retained earnings	258,935	224,268
Accumulated other comprehensive loss, net of tax	(6,611)	(3,506)
Total shareholders' equity	564,150	530,699
Total liabilities and shareholders' equity	$ 4,201,616	$ 4,136,231