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Allowance for Loan and Lease Losses
 3 Months Ended
Mar. 31, 2016
Allowance for Loan and Lease Losses [Abstract]  
Allowance for Loan and Lease Losses
Note 5 – Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses (“ALLL”) and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2016, December 31, 2015 and March 31, 2015:

  
March 31, 2016
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
2,199
  
$
14,434
  
$
79
  
$
4,225
  
$
550
  
$
6,678
  
$
839
  
$
1,594
  
$
5,496
  
$
36,094
 
Provision charged to expense
  
(220
)
  
477
   
(9
)
  
328
   
4
   
94
   
(7
)
  
182
   
916
   
1,765
 
Losses charged off
  
0
   
(158
)
  
0
   
(423
)
  
(8
)
  
(312
)
  
(11
)
  
(295
)
  
(1,258
)
  
(2,465
)
Recoveries
  
4
   
45
   
0
   
117
   
2
   
37
   
3
   
122
   
605
   
935
 
Ending balance
 
$
1,983
  
$
14,798
  
$
70
  
$
4,247
  
$
548
  
$
6,497
  
$
824
  
$
1,603
  
$
5,759
  
$
36,329
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
746
  
$
1,588
  
$
0
  
$
332
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
2,666
 
Collectively evaluated for impairment
 
$
1,237
  
$
13,210
  
$
70
  
$
3,915
  
$
548
  
$
6,497
  
$
824
  
$
1,603
  
$
5,759
  
$
33,663
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
7,556
  
$
37,417
  
$
0
  
$
12,551
  
$
0
  
$
2,018
  
$
0
  
$
0
  
$
0
  
$
59,542
 
Collectively evaluated for impairment
 
$
67,230
  
$
1,026,245
  
$
7,463
  
$
339,677
  
$
61,830
  
$
703,864
  
$
88,521
  
$
126,154
  
$
408,765
  
$
2,829,749
 
 
  
December 31, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
Provision charged to expense
  
(707
)
  
2,135
   
(40
)
  
1,338
   
147
   
1,888
   
158
   
891
   
2,840
   
8,650
 
Losses charged off
  
(3
)
  
(1,379
)
  
0
   
(1,961
)
  
(135
)
  
(1,421
)
  
(129
)
  
(1,306
)
  
(3,536
)
  
(9,870
)
Recoveries
  
13
   
60
   
0
   
585
   
4
   
117
   
54
   
435
   
1,599
   
2,867
 
Ending balance
 
$
2,199
  
$
14,434
  
$
79
  
$
4,225
  
$
550
  
$
6,678
  
$
839
  
$
1,594
  
$
5,496
  
$
36,094
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
831
  
$
1,227
  
$
0
  
$
403
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
2,461
 
Collectively evaluated for impairment
 
$
1,368
  
$
13,207
  
$
79
  
$
3,822
  
$
550
  
$
6,678
  
$
839
  
$
1,594
  
$
5,496
  
$
33,633
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
6,263
  
$
33,421
  
$
0
  
$
8,460
  
$
0
  
$
1,744
  
$
0
  
$
0
  
$
0
  
$
49,888
 
Collectively evaluated for impairment
 
$
71,757
  
$
1,019,498
  
$
8,514
  
$
350,438
  
$
61,750
  
$
706,130
  
$
89,450
  
$
126,406
  
$
390,130
  
$
2,824,073
 
 
  
March 31, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
Provision charged to expense
  
(34
)
  
630
   
6
   
55
   
75
   
364
   
17
   
200
   
588
   
1,901
 
Losses charged off
  
(1
)
  
(433
)
  
0
   
(441
)
  
(90
)
  
(438
)
  
(42
)
  
(357
)
  
(834
)
  
(2,636
)
Recoveries
  
3
   
45
   
0
   
248
   
0
   
10
   
11
   
104
   
473
   
894
 
Ending balance
 
$
2,864
  
$
13,860
  
$
125
  
$
4,125
  
$
519
  
$
6,030
  
$
742
  
$
1,521
  
$
4,820
  
$
34,606
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
869
  
$
0
  
$
184
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,787
 
Collectively evaluated for impairment
 
$
2,130
  
$
12,991
  
$
125
  
$
3,941
  
$
519
  
$
6,030
  
$
742
  
$
1,521
  
$
4,820
  
$
32,819
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,143
  
$
32,828
  
$
0
  
$
13,593
  
$
0
  
$
900
  
$
0
  
$
0
  
$
0
  
$
56,464
 
Collectively evaluated for impairment
 
$
110,079
  
$
933,507
  
$
10,908
  
$
327,807
  
$
60,894
  
$
707,167
  
$
87,136
  
$
120,005
  
$
332,515
  
$
2,690,018