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Allowance for Loan and Lease Losses
 9 Months Ended
Sep. 30, 2015
Allowance for Loan and Lease Losses [Abstract]  
Allowance for Loan and Lease Losses
Note 5 – Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses ("ALLL") and the recorded investment in loans based on portfolio segment and impairment method for the three and nine months ended September 30, 2015 and 2014 and the twelve months ended December 31, 2014:

  
Three Months Ended
September 30, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
2,622
  
$
13,022
  
$
113
  
$
4,414
  
$
570
  
$
6,965
  
$
867
  
$
1,541
  
$
5,076
  
$
35,190
 
Provision charged to expense
  
151
   
293
   
(9
)
  
153
   
61
   
564
   
(38
)
  
382
   
963
   
2,520
 
Losses charged off
  
0
   
364
   
0
   
431
   
20
   
647
   
0
   
436
   
1,001
   
2,899
 
Recoveries
  
3
   
2
   
0
   
149
   
0
   
52
   
41
   
113
   
369
   
729
 
Ending balance
 
$
2,776
  
$
12,953
  
$
104
  
$
4,285
  
$
611
  
$
6,934
  
$
870
  
$
1,600
  
$
5,407
  
$
35,540
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
719
  
$
317
  
$
0
  
$
312
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,348
 
Collectively evaluated for impairment
 
$
2,057
  
$
12,636
  
$
104
  
$
3,973
  
$
611
  
$
6,934
  
$
870
  
$
1,600
  
$
5,407
  
$
34,192
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
8,080
  
$
31,153
  
$
0
  
$
7,917
  
$
0
  
$
1,189
  
$
0
  
$
0
  
$
0
  
$
48,339
 
Collectively evaluated for impairment
 
$
98,775
  
$
966,501
  
$
9,146
  
$
338,401
  
$
62,226
  
$
704,998
  
$
88,624
  
$
125,847
  
$
377,603
  
$
2,772,121
 

  
Nine Months Ended
September 30, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
Provision charged to expense
  
(127
)
  
577
   
(15
)
  
1,054
   
184
   
2,023
   
128
   
804
   
2,112
   
6,740
 
Losses charged off
  
2
   
1,290
   
0
   
1,495
   
110
   
1,260
   
67
   
1,101
   
2,494
   
7,819
 
Recoveries
  
9
   
48
   
0
   
463
   
3
   
77
   
53
   
323
   
1,196
   
2,172
 
Ending balance
 
$
2,776
  
$
12,953
  
$
104
  
$
4,285
  
$
611
  
$
6,934
  
$
870
  
$
1,600
  
$
5,407
  
$
35,540
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
719
  
$
317
  
$
0
  
$
312
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,348
 
Collectively evaluated for impairment
 
$
2,057
  
$
12,636
  
$
104
  
$
3,973
  
$
611
  
$
6,934
  
$
870
  
$
1,600
  
$
5,407
  
$
34,192
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
8,080
  
$
31,153
  
$
0
  
$
7,917
  
$
0
  
$
1,189
  
$
0
  
$
0
  
$
0
  
$
48,339
 
Collectively evaluated for impairment
 
$
98,775
  
$
966,501
  
$
9,146
  
$
338,401
  
$
62,226
  
$
704,998
  
$
88,624
  
$
125,847
  
$
377,603
  
$
2,772,121
 

  
Three Months Ended
September 30, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
2,916
  
$
14,402
  
$
102
  
$
4,677
  
$
450
  
$
5,142
  
$
643
  
$
1,597
  
$
3,688
  
$
33,617
 
Provision charged to expense
  
84
   
1,255
   
25
   
959
   
(6
)
  
8
   
42
   
216
   
717
   
3,300
 
Losses charged off
  
0
   
834
   
0
   
1,169
   
7
   
216
   
65
   
298
   
881
   
3,470
 
Recoveries
  
15
   
12
   
0
   
154
   
0
   
10
   
1
   
96
   
355
   
643
 
Ending balance
 
$
3,015
  
$
14,835
  
$
127
  
$
4,621
  
$
437
  
$
4,944
  
$
621
  
$
1,611
  
$
3,879
  
$
34,090
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
1,273
  
$
0
  
$
211
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
2,218
 
Collectively evaluated for impairment
 
$
2,281
  
$
13,562
  
$
127
  
$
4,410
  
$
437
  
$
4,944
  
$
621
  
$
1,611
  
$
3,879
  
$
31,872
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,399
  
$
39,080
  
$
0
  
$
16,558
  
$
0
  
$
1,874
  
$
0
  
$
0
  
$
0
  
$
66,911
 
Collectively evaluated for impairment
 
$
110,849
  
$
892,375
  
$
10,055
  
$
330,477
  
$
62,105
  
$
701,449
  
$
88,291
  
$
121,367
  
$
300,026
  
$
2,616,994
 
 
  
Nine Months Ended
September 30, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(406
)
  
1,489
   
6
   
1,059
   
161
   
412
   
110
   
1,031
   
1,518
   
5,380
 
Losses charged off
  
0
   
1,452
   
0
   
2,074
   
123
   
437
   
93
   
980
   
2,485
   
7,644
 
Recoveries
  
25
   
263
   
0
   
398
   
2
   
30
   
3
   
433
   
1,192
   
2,346
 
Ending balance
 
$
3,015
  
$
14,835
  
$
127
  
$
4,621
  
$
437
  
$
4,944
  
$
621
  
$
1,611
  
$
3,879
  
$
34,090
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
1,273
  
$
0
  
$
211
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
2,218
 
Collectively evaluated for impairment
 
$
2,281
  
$
13,562
  
$
127
  
$
4,410
  
$
437
  
$
4,944
  
$
621
  
$
1,611
  
$
3,879
  
$
31,872
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,399
  
$
39,080
  
$
0
  
$
16,558
  
$
0
  
$
1,874
  
$
0
  
$
0
  
$
0
  
$
66,911
 
Collectively evaluated for impairment
 
$
110,849
  
$
892,375
  
$
10,055
  
$
330,477
  
$
62,105
  
$
701,449
  
$
88,291
  
$
121,367
  
$
300,026
  
$
2,616,994
 
 
  
December 31, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(513
)
  
941
   
(2
)
  
1,545
   
258
   
2,173
   
265
   
1,207
   
2,881
   
8,755
 
Losses charged off
  
15
   
2,163
   
0
   
3,141
   
123
   
1,058
   
115
   
1,326
   
3,495
   
11,436
 
Recoveries
  
28
   
305
   
0
   
621
   
2
   
40
   
5
   
566
   
1,553
   
3,120
 
Ending balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
827
  
$
0
  
$
181
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,742
 
Collectively evaluated for impairment
 
$
2,162
  
$
12,791
  
$
119
  
$
4,082
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
32,705
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,627
  
$
34,357
  
$
0
  
$
13,807
  
$
0
  
$
1,277
  
$
0
  
$
0
  
$
0
  
$
59,068
 
Collectively evaluated for impairment
 
$
112,315
  
$
914,269
  
$
10,344
  
$
338,241
  
$
62,412
  
$
711,188
  
$
88,335
  
$
122,136
  
$
315,516
  
$
2,674,756