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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest income:      
Interest and fees on loans, including loans held for sale $ 144,635 $ 142,109 $ 139,736
Interest and dividends on securities      
Taxable 10,133 8,934 9,569
Tax exempt 1,712 1,601 1,845
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock 1,374 1,351 1,402
Other, including interest on federal funds sold 606 516 498
Total interest income 158,460 154,511 153,050
Interest expense:      
Interest on deposits 21,282 29,152 39,793
Interest on repurchase agreements and other short-term borrowings 1,625 2,027 2,457
Interest on advances from Federal Home Loan Bank 99 79 1,291
Interest on long-term debt 3,999 3,999 3,999
Total interest expense 27,005 35,257 47,540
Net interest income 131,455 119,254 105,510
Provision for loan losses 13,262 16,484 17,468
Net interest income after provision for loan losses 118,193 102,770 88,042
Noninterest income:      
Service charges on deposit accounts 25,576 23,255 21,970
Gains on sales of loans, net 1,749 1,642 4,324
Trust income 6,354 5,846 5,047
Loan related fees 2,372 3,247 3,817
Bank owned life insurance 1,721 1,676 1,241
Securities gains and losses 218 0 654
Other noninterest income 5,842 5,260 4,367
Total noninterest income 43,832 40,926 41,420
Noninterest expense:      
Officer salaries and employee benefits 8,379 8,244 8,169
Other salaries and employee benefits 40,416 39,020 35,392
Occupancy, net 7,929 7,058 6,836
Equipment 3,750 3,865 4,679
Data processing 6,495 6,889 6,064
Bank franchise tax 4,290 4,065 3,684
Legal fees 2,644 2,727 2,395
Professional fees 1,256 1,199 1,350
FDIC insurance 3,192 4,410 5,795
Other real estate owned provision and expense 8,604 2,626 3,281
Other noninterest expense 19,432 15,947 16,156
Total noninterest expense 106,387 96,050 93,801
Income before income taxes 55,638 47,646 35,661
Income taxes 16,811 14,612 10,602
Net income $ 38,827 $ 33,034 $ 25,059
Basic earnings per share (in dollars per share) $ 2.54 $ 2.17 $ 1.66
Diluted earnings per share (in dollars per share) $ 2.53 $ 2.16 $ 1.65