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Auto Loans Receivable - Financing Receivable Credit Quality Indicators (Details)
$ in Millions
3 Months Ended
Mar. 31, 2026
USD ($)
fICOScore
Mar. 31, 2025
USD ($)
Dec. 31, 2025
USD ($)
fICOScore
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 445.0   $ 1,482.1
Auto loans receivable, Originated in year before current year 1,350.8   628.5
Auto loans receivable, Originated two years before current year 564.4   88.3
Auto loans receivable, Originated three years before current year 76.5   2.2
Auto loans receivable, Originated four years before current year 1.9   7.7
Auto loans receivable, Originated five years or more before current year 6.1   1.1
Total auto loans receivable 2,444.7   2,209.9
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Current-period gross write-offs, 2026 origination 0.0    
Current-period gross write-offs, 2025 origination 14.7    
Current-period gross write-offs, 2024 origination 12.2    
Current-period gross write-offs, 2023 origination 4.3    
Current-period gross write-offs, 2022 origination 0.1    
Current-period gross write-offs, Prior to 2022 origination 0.5    
Current-period gross write-offs 31.8 $ 14.7  
Palladium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year 174.7   569.6
Auto loans receivable, Originated in year before current year 513.3   127.0
Auto loans receivable, Originated two years before current year 113.5   0.0
Auto loans receivable, Originated three years before current year 0.0   0.0
Auto loans receivable, Originated four years before current year 0.0   0.0
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 801.5   $ 696.6
Palladium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 733   732
Rhodium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 177.7   $ 369.6
Auto loans receivable, Originated in year before current year 340.1   98.9
Auto loans receivable, Originated two years before current year 88.9   10.9
Auto loans receivable, Originated three years before current year 9.5   0.0
Auto loans receivable, Originated four years before current year 0.0   0.0
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 616.2   $ 479.4
Rhodium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 693   695
Platinum      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 88.8   $ 513.1
Auto loans receivable, Originated in year before current year 470.4   359.0
Auto loans receivable, Originated two years before current year 323.1   52.5
Auto loans receivable, Originated three years before current year 45.8   1.0
Auto loans receivable, Originated four years before current year 0.8   1.8
Auto loans receivable, Originated five years or more before current year 1.5   0.3
Total auto loans receivable $ 930.4   $ 927.7
Platinum | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 651   651
Gold      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 2.9   $ 25.5
Auto loans receivable, Originated in year before current year 23.1   43.3
Auto loans receivable, Originated two years before current year 38.7   14.7
Auto loans receivable, Originated three years before current year 12.6   0.6
Auto loans receivable, Originated four years before current year 0.5   3.1
Auto loans receivable, Originated five years or more before current year 2.6   0.5
Total auto loans receivable $ 80.4   $ 87.7
Gold | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 623   623
Silver      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.5   $ 3.0
Auto loans receivable, Originated in year before current year 2.8   0.2
Auto loans receivable, Originated two years before current year 0.2   7.8
Auto loans receivable, Originated three years before current year 6.5   0.5
Auto loans receivable, Originated four years before current year 0.5   1.7
Auto loans receivable, Originated five years or more before current year 1.3   0.2
Total auto loans receivable $ 11.8   $ 13.4
Silver | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 575   575
Bronze      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.4   $ 1.0
Auto loans receivable, Originated in year before current year 0.9   0.1
Auto loans receivable, Originated two years before current year 0.0   2.3
Auto loans receivable, Originated three years before current year 2.0   0.1
Auto loans receivable, Originated four years before current year 0.1   0.9
Auto loans receivable, Originated five years or more before current year 0.6   0.1
Total auto loans receivable $ 4.0   $ 4.5
Bronze | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 548   548
Copper      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.0   $ 0.3
Auto loans receivable, Originated in year before current year 0.2   0.0
Auto loans receivable, Originated two years before current year 0.0   0.1
Auto loans receivable, Originated three years before current year 0.1   0.0
Auto loans receivable, Originated four years before current year 0.0   0.2
Auto loans receivable, Originated five years or more before current year 0.1   0.0
Total auto loans receivable $ 0.4   $ 0.6
Copper | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 539   549