AutoNation Finance Income (Loss) (Tables)

3 Months Ended

Mar. 31, 2026

AutoNation Finance Income (Loss) [Abstract]

AutoNation Finance Income (Loss)

The following table presents the components of AutoNation Finance income:

	Three Months Ended March 31,
	2026		2025
Interest margin:
Interest and fee income	$	62.7	$	41.9
Interest expense	(24.4)		(13.9)
Total interest margin	38.3		28.0
Provision for credit losses	(19.5)		(18.9)
Total interest margin after provision for credit losses	18.8		9.1
Direct expenses(1)	(9.4)		(9.0)
AutoNation Finance income	$	9.4	$	0.1
(1) Direct expenses are comprised primarily of compensation expenses and loan administration costs incurred by our auto finance company.