Unaudited Condensed Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and cash equivalents	$ 97.6	$ 59.8
Receivables, net	880.4	1,066.3
Inventory	3,489.2	3,360.0
Other current assets	220.8	211.9
Total Current Assets	4,688.0	4,698.0
AUTO LOANS RECEIVABLE, net of allowance for credit losses of $89.0 million and $54.8 million, respectively	1,953.9	1,057.1
PROPERTY AND EQUIPMENT, net of accumulated depreciation of $2.4 billion and $2.3 billion, respectively	3,929.4	3,791.9
OPERATING LEASE ASSETS	462.7	391.1
GOODWILL	1,399.5	1,452.9
OTHER INTANGIBLE ASSETS, NET	1,007.0	905.9
OTHER ASSETS	760.0	704.8
Total Assets	14,200.5	13,001.7
LIABILITIES AND SHAREHOLDERS’ EQUITY
Vehicle floorplan payable	3,796.6	3,709.7
Accounts payable	351.7	376.6
Commercial paper	200.0	630.0
Accrued payroll and benefits	302.5	257.0
Other current liabilities	731.8	792.1
Total Current Liabilities	5,909.2	6,312.2
NONCURRENT OPERATING LEASE LIABILITIES	434.9	356.9
DEFERRED INCOME TAXES	98.2	83.1
OTHER LIABILITIES	399.1	380.9
COMMITMENTS AND CONTINGENCIES (Note 15)
SHAREHOLDERS’ EQUITY:
Common stock, par value $0.01 per share; 1,500,000,000 shares authorized; 63,562,149 shares issued at September 30, 2025, and December 31, 2024, including shares held in treasury	0.6	0.6
Additional paid-in capital	21.3	20.3
Retained earnings	5,804.0	5,331.8
Treasury stock, at cost; 26,686,647 and 24,527,869 shares held, respectively	(3,314.3)	(2,895.4)
Total Shareholders’ Equity	2,511.6	2,457.3
Total Liabilities and Shareholders’ Equity	14,200.5	13,001.7
Nonrecourse
LIABILITIES AND SHAREHOLDERS’ EQUITY
Current portion of non-recourse debt	57.4	28.3
Non-recourse debt, net of current maturities	1,683.6	797.7
Recourse
LIABILITIES AND SHAREHOLDERS’ EQUITY
Current maturities of long-term debt	469.2	518.5
LONG-TERM DEBT, NET OF CURRENT MATURITIES	3,163.9	2,613.6
Trade
LIABILITIES AND SHAREHOLDERS’ EQUITY
Vehicle floorplan payable	2,161.4	2,216.2
Non-Trade
LIABILITIES AND SHAREHOLDERS’ EQUITY
Vehicle floorplan payable	$ 1,635.2	$ 1,493.5