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Allowance for Credit Losses (Tables)
6 Months Ended
Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Schedule of changes in allowance for loan and lease losses, segregated by portfolio segment
The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the three months ended June 30, 2021 and 2020.
(Dollars in thousands)Commercial and
agricultural
SolarAuto and
light truck
Medium 
and
heavy duty 
truck
AircraftConstruction
equipment
Commercial
real estate
Residential
real estate
and home
equity
ConsumerTotal
June 30, 2021         
Balance, beginning of period$15,451 $5,758 $29,343 $6,271 $35,219 $16,309 $24,334 $5,163 $1,702 $139,550 
Charge-offs285 — 367 — — — — 37 105 794 
Recoveries141 — 136 — 241 — 10 98 630 
Net charge-offs (recoveries)144 — 231 — (241)— (4)27 164 
Provision (recovery of provision)(475)109 (1,891)(383)(159)1,599 (1,760)(70)(3,025)
Balance, end of period$14,832 $5,867 $27,221 $5,888 $35,301 $17,908 $22,578 $5,066 $1,700 $136,361 
June 30, 2020         
Balance, beginning of period*$20,283 $2,896 $15,471 $4,356 $30,069 $22,693 $19,588 $3,908 $1,534 $120,798 
Charge-offs42 — — — 254 129 — — 187 612 
Recoveries136 — 58 — 55 379 13 78 722 
Net charge-offs (recoveries)(94)— (58)— 199 (250)(13)(3)109 (110)
Provision (recovery of provision)*4,682 1,052 1,842 293 1,231 929 335 (90)101 10,375 
Balance, end of period*$25,059 $3,948 $17,371 $4,649 $31,101 $23,872 $19,936 $3,821 $1,526 $131,283 
*ASU 2016-13 adopted during the fourth quarter of 2020 therefore amounts during the second quarter of 2020 reflect the incurred loss method.
The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the six months ended June 30, 2021 and 2020.
(Dollars in thousands)Commercial and
agricultural
SolarAuto and
light truck
Medium
and
heavy duty
truck
AircraftConstruction
equipment
Commercial
real estate
Residential
real estate
and home
equity
ConsumerTotal
June 30, 2021         
Balance, beginning of period$16,680 $5,549 $28,926 $6,400 $34,053 $19,166 $22,758 $5,374 $1,748 $140,654 
Charge-offs286 — 4,653 — — — 42 257 5,246 
Recoveries518 — 185 — 360 254 19 11 233 1,580 
Net charge-offs (recoveries)(232)— 4,468 — (360)(246)(19)31 24 3,666 
Provision (recovery of provision)(2,080)318 2,763 (512)888 (1,504)(199)(277)(24)(627)
Balance, end of period$14,832 $5,867 $27,221 $5,888 $35,301 $17,908 $22,578 $5,066 $1,700 $136,361 
June 30, 2020         
Balance, beginning of period*$20,926 $2,745 $14,400 $4,612 $31,058 $14,120 $18,350 $3,609 $1,434 $111,254 
Charge-offs571 — 34 — 840 1,561 13 430 3,450 
Recoveries302 — 140 — 503 590 28 30 158 1,751 
Net charge-offs (recoveries)269 — (106)— 337 971 (27)(17)272 1,699 
Provision (recovery of provision)*4,402 1,203 2,865 37 380 10,723 1,559 195 364 21,728 
Balance, end of period*$25,059 $3,948 $17,371 $4,649 $31,101 $23,872 $19,936 $3,821 $1,526 $131,283 
*ASU 2016-13 adopted during the fourth quarter of 2020 therefore amounts during the first six months of 2020 reflect the incurred loss method.
Schedule of changes in allowance for credit losses on unfunded loan commitments The following table shows the changes in the liability for credit losses on unfunded loan commitments.
Three Months Ended
June 30,
Six Months Ended
June 30,
(Dollars in thousands)2021202020212020
Balance, beginning of period*$4,593 $3,266 $4,499 $3,172 
(Recovery of) provision*(276)259 (182)353 
Balance, end of period*$4,317 $3,525 $4,317 $3,525 
*ASU 2016-13 adopted during the fourth quarter of 2020 therefore second quarter 2020 amounts reflect the incurred loss method.