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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
ASSETS    
Cash and due from banks $ 67,215 $ 94,907
Federal funds sold and interest bearing deposits with other banks 16,150 4,172
Investment securities available-for-sale 1,040,583 990,129
Other investments 28,414 28,404
Mortgages held for sale 20,277 11,290
Loans and leases, net of unearned discount:    
Total loans and leases 5,085,527 4,835,464
Reserve for loan and lease losses (111,254) (100,469)
Net loans and leases 4,974,273 4,734,995
Equipment owned under operating leases, net 111,684 134,440
Net premises and equipment 52,219 52,139
Goodwill and intangible assets 83,971 83,998
Accrued income and other assets 227,990 159,271
Total assets 6,622,776 6,293,745
Deposits:    
Noninterest-bearing demand 1,216,834 1,217,120
Interest-bearing demand 1,677,200 1,614,959
Savings 814,794 822,477
Time 1,648,498 1,467,766
Total interest-bearing deposits 4,140,492 3,905,202
Total deposits 5,357,326 5,122,322
Short-term borrowings:    
Federal funds purchased and securities sold under agreements to repurchase 120,459 113,627
Other short-term borrowings 25,434 85,717
Total short-term borrowings 145,893 199,344
Long-term debt and mandatorily redeemable securities 71,639 71,123
Subordinated notes 58,764 58,764
Accrued expenses and other liabilities 140,518 78,602
Total liabilities 5,774,140 5,530,155
SHAREHOLDERS’ EQUITY    
Preferred stock; no par value Authorized 10,000,000 shares; none issued or outstanding 0 0
Common stock; no par value Authorized 40,000,000 shares; issued 28,205,674 shares at December 31,2019 and 2018 436,538 436,538
Retained earnings 463,269 398,980
Cost of common stock in treasury (2,696,200 shares at December 31, 2019 and 2,421,946 shares at December 31, 2018 (76,702) (62,760)
Accumulated other comprehensive income (loss) 5,172 (10,676)
Total shareholders’ equity 828,277 762,082
Noncontrolling interests 20,359 1,508
Total equity 848,636 763,590
Total liabilities and equity 6,622,776 6,293,745
Commercial and agricultural    
Loans and leases, net of unearned discount:    
Total loans and leases 1,132,791 1,073,205
Reserve for loan and lease losses (23,671) (17,063)
Auto and light truck    
Loans and leases, net of unearned discount:    
Total loans and leases 588,807 559,987
Reserve for loan and lease losses (14,400) (14,689)
Medium and heavy duty truck    
Loans and leases, net of unearned discount:    
Total loans and leases 294,824 283,544
Reserve for loan and lease losses (4,612) (4,303)
Aircraft    
Loans and leases, net of unearned discount:    
Total loans and leases 784,040 803,111
Reserve for loan and lease losses (31,058) (33,047)
Construction equipment    
Loans and leases, net of unearned discount:    
Total loans and leases 705,451 645,239
Reserve for loan and lease losses (14,120) (10,922)
Commercial real estate    
Loans and leases, net of unearned discount:    
Total loans and leases 908,177 809,886
Reserve for loan and lease losses (18,350) (15,705)
Residential real estate and home equity    
Loans and leases, net of unearned discount:    
Total loans and leases 532,003 523,855
Reserve for loan and lease losses (3,609) (3,425)
Consumer    
Loans and leases, net of unearned discount:    
Total loans and leases 139,434 136,637
Reserve for loan and lease losses $ (1,434) $ (1,315)