Investments - Schedule of available for sale securities (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Net Investment Income [Line Items]
Cost or Amortized Cost	$ 176,904,251	$ 164,460,942
Debt instrument, collateral amount	5,731,000	6,999,000
Investments, fair value disclosure	10,944,000	11,412,000
U.S. Treasury securities and obligations of U.S. government corporations and agencies
Net Investment Income [Line Items]
Cost or Amortized Cost	5,999,188	20,954,764
Gross Unrealized Gains	0	1,799
Gross unrealized losses - less than 12 months	0	(17,373)
Gross unrealized loss - more than 12 months	(2,128)	0
Estimated Fair Value	5,997,060	20,939,190
Net Unrealized Losses	(2,128)	(15,574)
Political subdivisions of States, Territories and Possessions
Net Investment Income [Line Items]
Cost or Amortized Cost	16,499,862	16,607,713
Gross Unrealized Gains	0	0
Gross unrealized losses - less than 12 months	0	0
Gross unrealized loss - more than 12 months	(2,610,572)	(3,209,161)
Estimated Fair Value	13,889,290	13,398,552
Net Unrealized Losses	(2,610,572)	(3,209,161)
Corporate and other bonds industrial and miscellaneous
Net Investment Income [Line Items]
Cost or Amortized Cost	107,655,225	75,993,042
Gross Unrealized Gains	31,957	0
Gross unrealized losses - less than 12 months	(49,276)	0
Gross unrealized loss - more than 12 months	(3,854,059)	(5,885,296)
Estimated Fair Value	103,783,847	70,107,746
Net Unrealized Losses	(3,871,378)	(5,885,296)
Residential mortgage and other asset backed securities
Net Investment Income [Line Items]
Cost or Amortized Cost	46,749,976	50,905,423
Gross Unrealized Gains	135,681	113,761
Gross unrealized losses - less than 12 months	(136)	(2,144)
Gross unrealized loss - more than 12 months	(5,097,373)	(6,541,731)
Estimated Fair Value	41,788,148	44,475,309
Net Unrealized Losses	(4,961,828)	(6,430,114)
Total fixed-maturity securities
Net Investment Income [Line Items]
Cost or Amortized Cost	176,904,251	164,460,942
Gross Unrealized Gains	167,638	115,560
Gross unrealized losses - less than 12 months	(49,412)	(19,517)
Gross unrealized loss - more than 12 months	(11,564,132)	(15,636,188)
Estimated Fair Value	165,458,345	148,920,797
Net Unrealized Losses	(11,445,906)	(15,540,145)
US Treasury Securities
Net Investment Income [Line Items]
Debt instrument, collateral amount	$ 5,997,000	$ 11,960,000