8. Income Taxes (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Deferred tax asset:
Net operating loss carryovers (1)	$ 131,626	$ 150,492
Claims reserve discount	459,217	405,709
Unearned premium	2,600,074	2,555,012
Deferred ceding commission revenue	2,181,511	2,187,923
Other	92,904	151,250
Total deferred tax assets	5,465,332	5,450,386
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	3,732,274	3,684,004
Intangibles	557,222	597,657
Depreciation and amortization	367,642	415,938
Net unrealized appreciation of securities - available for sale	745,504	255,977
Total deferred tax liabilities	6,571,642	6,122,576
Net deferred income tax liability	$ (1,106,310)	$ (672,190)