15. Income Taxes (Details 2) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Deferred tax asset:
Net operating loss carryovers (1)	$ 150,492	$ 211,550
Claims reserve discount	405,709	562,941
Unearned premium	2,555,012	1,741,360
Deferred ceding commission revenue	2,187,923	2,025,224
Other	151,250	88,148
Total deferred tax assets	5,450,386	4,629,223
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	3,684,004	3,055,234
Intangibles	597,657	759,400
Depreciation and amortization	415,938	291,689
Net unrealized appreciation of securities - available for sale	255,977	491,080
Total deferred tax liabilities	6,122,576	5,766,403
Net deferred income tax liability	$ (672,190)	$ (1,137,180)