10. Property and Casulty Insurance Activity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Premiums Written
Direct	$ 91,003,968	$ 76,255,426
Assumed	40,971	48,856
Ceded	(30,660,161)	(33,009,420)
Net	60,384,778	43,294,862
Changes In Unearned Premiums
Direct	(8,436,456)	(8,119,029)
Assumed	4,255	(3,398)
Ceded	(3,340,495)	(2,543,951)
Net	(11,772,696)	(10,666,378)
Premiums Earned
Direct	82,567,512	68,136,397
Assumed	45,226	45,458
Ceded	(34,000,656)	(35,553,371)
Net	$ 48,612,082	$ 32,628,484