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8. Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue (Details) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Deferred Acquisition Costs And Deferred Ceding Commission Revenue Details    
Net deferred policy acquisition costs net of ceding commission revenue, beginning of year $ 3,029,441 $ (123,903)
Cost incurred and deferred:    
Commissions and brokerage 16,963,843 13,612,109
Other underwriting and policy acquisition costs 4,904,350 4,426,614
Ceding commission revenue (12,170,986) (11,428,785)
Net deferred policy acquisition costs 9,697,207 6,609,938
Amortization (8,326,410) (3,456,594)
Deferred acquisition costs 1,370,797 3,153,344
Net deferred policy acquisition costs net of ceding commission revenue, end of year $ 4,400,238 $ 3,029,441