6. Intangibles (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Gross Carrying Value	$ 4,850,000	$ 4,850,000
Accumulated Amortization	3,092,184	2,616,470
Net Carrying Amount	$ 1,757,816	2,233,530
Useful Life (in yrs)	3 years 3 months 18 days
Insurance license [Member]
Gross Carrying Value	$ 500,000	500,000
Accumulated Amortization	0	0
Net Carrying Amount	500,000	500,000
Customer relationships [Member]
Gross Carrying Value	3,400,000	3,400,000
Accumulated Amortization	2,210,000	1,870,000
Net Carrying Amount	$ 1,190,000	$ 1,530,000
Useful Life (in yrs)	10 years	10 years
Other identifiable intangibles [Member]
Gross Carrying Value	$ 950,000	$ 950,000
Accumulated Amortization	882,184	746,470
Net Carrying Amount	$ 67,816	$ 203,530
Useful Life (in yrs)	7 years	7 years