5. Fair Value of Financial Instruments (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Reinsurance receivables	$ 31,270,235	$ 35,575,276
Reinsurance balances payable	1,688,922	2,096,363
Carrying Value
Fixed-maturity investments held to maturity	5,138,872	5,128,735
Cash and cash equivalents	13,551,372	9,906,878
Premiums receivable	10,621,655	8,946,899
Receivables- reinsurance contracts	0	1,301,549
Reinsurance receivables	31,270,235	35,575,276
Real estate net of accumulated depreciation	1,710,897	1,762,345
Reinsurance balances payable	1,688,922	2,096,363
Fair Value
Fixed-maturity investments held to maturity	5,241,095	5,395,054
Cash and cash equivalents	13,551,372	9,906,878
Premiums receivable	10,621,655	8,946,899
Receivables- reinsurance contracts	0	1,301,549
Reinsurance receivables	31,270,235	35,575,276
Real estate net of accumulated depreciation	1,925,000	1,816,122
Reinsurance balances payable	$ 1,688,922	$ 2,096,363

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Custom Element

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No definition available.

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Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Cash
-URI http://asc.fasb.org/extlink&oid=6506951

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Gross amount, as of the balance sheet date, due the entity from (a) agents and insureds, (b) uncollected premiums and (c) others, before deducting the allowance for doubtful accounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-03.5)
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Amount of accumulated depreciation pertaining to real estate investments for entities with a substantial portion of business acquiring and holding investment real estate.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The carrying amount as of the balance sheet date of the known and estimated amounts owed to insurers under reinsurance treaties or other arrangements.

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Amount after valuation allowance recoverable including premium paid under reinsurance contracts. Examples include, but are not limited to, settled and unsettled claims, incurred but not reported losses, loss adjustment expense, premium paid, policy benefits and policy reserves.

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