2. Accounting Policies and Basis of Presentation (Details 1)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Total premiums earned subject to concentration	89.00%	88.60%
Premiums earned not subject to concentration	11.00%	11.40%
Total premiums earned	100.00%	100.00%
Personal Lines [Member]
Total premiums earned subject to concentration	75.40%	73.30%
Commercial Lines [Member]
Total premiums earned subject to concentration	13.60%	15.30%