6. Intangibles (Tables)

12 Months Ended

Dec. 31, 2015

Intangibles Tables

Schedule of components of intangible assets and their useful lives, accumulated amortization, and net carrying value

			December 31, 2015						December 31, 2014
	Useful		Gross				Net		Gross				Net
	Life		Carrying		Accumulated		Carrying		Carrying		Accumulated		Carrying
	(in yrs)		Value		Amortization		Amount		Value		Amortization		Amount
Insurance license		-	$	500,000	$	-	$	500,000	$	500,000	$	-	$	500,000
Customer relationships		10		3,400,000		2,210,000		1,190,000		3,400,000		1,870,000		1,530,000
Other identifiable intangibles		7		950,000		882,184		67,816		950,000		746,470		203,530
Total			$	4,850,000	$	3,092,184	$	1,757,816	$	4,850,000	$	2,616,470	$	2,233,530

Schedule of estimated aggregate amortization expense

2016	$	407,816
2017		340,000
2018		340,000
2019		170,000
	$	1,257,816