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2. Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2015
Summary Of Significant Accounting Policies Tables  
Summary of deposits of cash equivalents
    December 31,     December 31,  
    2015     2014  
             
 Collateralized bank repurchase agreement (1)   $ 3,992,509     $ 1,130,154  
 Money market fund     7,505,531       4,288,876  
 Total   $ 11,498,040     $ 5,419,030  
Schedule of Concentration Risk
    Years ended December 31,  
    2015     2014  
 Personal Lines     75.4 %     73.3 %
 Commercial Lines     13.6 %     15.3 %
 Total premiums earned subject to concentration     89.0 %     88.6 %
 Premiums earned not subject to concentration     11.0 %     11.4 %
 Total premiums earned     100.0 %     100.0 %