9. Income Taxes (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Deferred tax asset:
Net operating loss carryovers (1)	$ 187,613	$ 211,550
Claims reserve discount	396,089	562,941
Unearned premium	2,524,398	1,741,360
Deferred ceding commission revenue	2,063,768	2,025,224
Other	110,286	88,148
Total deferred tax assets	5,282,154	4,629,223
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	3,555,280	3,055,234
Intangibles	638,093	759,400
Depreciation and amortization	286,684	291,689
Net unrealized appreciation of securities - available for sale	288,558	491,080
Total deferred tax liabilities	5,937,615	5,766,403
Net deferred income tax liability	$ (655,461)	$ (1,137,180)