3. Investments (Details 5) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Fixed-maturity securities:
Gross realized gains	$ 20	$ 25,870	$ 20	$ 183,349
Gross realized losses	(25,886)	(20,436)	(112,097)	(48,729)
Total	(25,866)	5,434	(112,077)	134,620
Equity securities:
Gross realized gains	12,549	77,535	48,970	294,786
Gross realized losses	(27,170)	(19,380)	(42,611)	(42,867)
Total equity securities	$ (14,621)	58,155	$ 6,359	251,919
Cash and short term investments (1)		51,587		51,587
Net realized gains (losses)	$ (40,487)	$ 115,176	$ (105,718)	$ 438,126