9. Income Taxes (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Deferred tax asset:
Net operating loss carryovers (1)	$ 174,237	$ 211,550
Claims reserve discount	591,925	562,941
Unearned premium	1,954,485	1,741,360
Deferred ceding commission revenue	2,151,631	2,025,224
Other	61,332	88,148
Total deferred tax assets	4,933,610	4,629,223
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	3,318,087	3,055,234
Intangibles	678,529	759,400
Depreciation and amortization	346,382	291,689
Net unrealized appreciation of securities - available for sale	309,656	491,080
Total deferred tax liabilities	5,821,654	5,766,403
Net deferred income tax liability	$ (888,044)	$ (1,137,180)