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12. Premium Finance Placement Fees (Tables)
6 Months Ended
Jun. 30, 2015
Premium Finance Placement Fees Tables  
Schedule of premium finance placement fees
 For the Three Months Ended    For the Six Months Ended
   June 30,    June 30,
   2015    2014    2015    2014
               
 Placement fee revenue  $                   -    $         59,717    $         54,343    $       129,160
 Early termination fee                   350,000                         -
 Direct expenses                       -             (17,498)             (12,989)             (29,036)
 Net income before taxes from placement fees  $                   -    $         42,219    $       391,354    $       100,124