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Condensed Consolidated Balance Sheets (USD $)
Mar. 31, 2015
Dec. 31, 2014
Assets    
Fixed-maturity securities, held-to-maturity, at amortized cost (fair value of $5,465,196 at March 31, 2015 and $5,395,054 at December 31, 2014) $ 5,132,238us-gaap_HeldToMaturitySecurities $ 5,128,735us-gaap_HeldToMaturitySecurities
Fixed-maturity securities, available-for-sale, at fair value (amortized cost of $52,564,513 at March 31, 2015 and $50,083,441 at December 31, 2014) 54,301,176us-gaap_AvailableForSaleSecuritiesDebtSecurities 51,120,859us-gaap_AvailableForSaleSecuritiesDebtSecurities
Equity securities, available-for-sale, at fair value (cost of $8,766,866 at March 31, 2015 and $7,621,309 at December 31, 2014) 9,237,109us-gaap_AvailableForSaleSecuritiesEquitySecurities 8,017,729us-gaap_AvailableForSaleSecuritiesEquitySecurities
Total investments 68,670,523us-gaap_Investments 64,267,323us-gaap_Investments
Cash and cash equivalents 6,283,655us-gaap_CashAndCashEquivalentsAtCarryingValue 9,906,878us-gaap_CashAndCashEquivalentsAtCarryingValue
Premiums receivable, net of provision for uncollectible amounts 9,428,166us-gaap_PremiumsReceivableAtCarryingValue 8,946,899us-gaap_PremiumsReceivableAtCarryingValue
Receivables - reinsurance contracts 1,436,205KINS_ReceivablesReinsuranceContracts 1,301,549KINS_ReceivablesReinsuranceContracts
Reinsurance receivables, net of provision for uncollectible amounts 36,551,604us-gaap_ReinsuranceRecoverables 35,575,276us-gaap_ReinsuranceRecoverables
Deferred policy acquisition costs 9,035,966us-gaap_DeferredPolicyAcquisitionCosts 8,985,981us-gaap_DeferredPolicyAcquisitionCosts
Intangible assets, net 2,114,601us-gaap_IntangibleAssetsNetExcludingGoodwill 2,233,530us-gaap_IntangibleAssetsNetExcludingGoodwill
Property and equipment, net of accumulated depreciation 2,497,138us-gaap_PropertyPlantAndEquipmentNet 2,448,042us-gaap_PropertyPlantAndEquipmentNet
Other assets 1,371,410us-gaap_OtherAssets 1,330,944us-gaap_OtherAssets
Total assets 137,389,268us-gaap_Assets 134,996,422us-gaap_Assets
Liabilities    
Loss and loss adjustment expense reserves 42,151,264us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense 39,912,683us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense
Unearned premiums 40,926,461us-gaap_UnearnedPremiums 40,458,041us-gaap_UnearnedPremiums
Advance premiums 1,414,096KINS_AdvancePremiums 1,006,582KINS_AdvancePremiums
Reinsurance balances payable 2,018,556us-gaap_ReinsurancePayable 2,096,363us-gaap_ReinsurancePayable
Deferred ceding commission revenue 5,902,562us-gaap_DeferredRevenue 5,956,540us-gaap_DeferredRevenue
Accounts payable, accrued expenses and other liabilities 2,670,444us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent 3,928,137us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent
Deferred income taxes 1,390,167us-gaap_DeferredTaxAssetsNetCurrent 1,137,180us-gaap_DeferredTaxAssetsNetCurrent
Total liabilities 96,473,550us-gaap_Liabilities 94,495,526us-gaap_Liabilities
Commitments and Contingencies      
Stockholders' Equity    
Preferred stock, $.01 par value; authorized 2,500,000 shares      
Common stock, $.01 par value; authorized 20,000,000 shares; issued 8,286,452 shares at March 31, 2015 and 8,235,095 shares at December 31, 2014; outstanding 7,343,775 shares at March 31, 2015 and 7,308,757 shares at December 31, 2014 82,865us-gaap_CommonStockValue 82,351us-gaap_CommonStockValue
Capital in excess of par 32,889,235us-gaap_AdditionalPaidInCapitalCommonStock 32,873,383us-gaap_AdditionalPaidInCapitalCommonStock
Accumulated other comprehensive income 1,456,557us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 946,332us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 8,219,997us-gaap_RetainedEarningsAccumulatedDeficit 8,203,003us-gaap_RetainedEarningsAccumulatedDeficit
Total 42,648,654us-gaap_StockholdersEquityBeforeTreasuryStock 42,105,069us-gaap_StockholdersEquityBeforeTreasuryStock
Treasury stock, at cost, 942,677 shares at March 31, 2015 and 926,338 shares at December 31, 2014 (1,732,936)us-gaap_TreasuryStockValue (1,604,173)us-gaap_TreasuryStockValue
Total stockholders' equity 40,915,718us-gaap_StockholdersEquity 40,500,896us-gaap_StockholdersEquity
Total liabilities and stockholders' equity $ 137,389,268us-gaap_LiabilitiesAndStockholdersEquity $ 134,996,422us-gaap_LiabilitiesAndStockholdersEquity