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21. Quarterly Financial Data (Details) (USD $)
3 Months Ended 12 Months Ended
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2014
Dec. 31, 2013
Quarterly Financial Data Tables                    
Net premiums earned $ 10,377,800us-gaap_PremiumsEarnedNet $ 9,895,000us-gaap_PremiumsEarnedNet $ 6,429,373us-gaap_PremiumsEarnedNet $ 5,926,311us-gaap_PremiumsEarnedNet $ 6,800,086us-gaap_PremiumsEarnedNet $ 6,125,584us-gaap_PremiumsEarnedNet $ 4,676,282us-gaap_PremiumsEarnedNet $ 4,623,215us-gaap_PremiumsEarnedNet $ 32,628,484us-gaap_PremiumsEarnedNet $ 22,225,167us-gaap_PremiumsEarnedNet
Ceding commission revenue 3,544,460us-gaap_FeesAndCommissions 3,278,319us-gaap_FeesAndCommissions 3,706,049us-gaap_FeesAndCommissions 3,381,283us-gaap_FeesAndCommissions 3,433,417us-gaap_FeesAndCommissions 3,611,544us-gaap_FeesAndCommissions 2,334,431us-gaap_FeesAndCommissions 2,293,711us-gaap_FeesAndCommissions 13,910,111us-gaap_FeesAndCommissions 11,673,103us-gaap_FeesAndCommissions
Net investment income 505,552us-gaap_NetInvestmentIncome 463,513us-gaap_NetInvestmentIncome 451,915us-gaap_NetInvestmentIncome 378,788us-gaap_NetInvestmentIncome 317,385us-gaap_NetInvestmentIncome 294,348us-gaap_NetInvestmentIncome 275,031us-gaap_NetInvestmentIncome 283,287us-gaap_NetInvestmentIncome 1,799,768us-gaap_NetInvestmentIncome 1,170,051us-gaap_NetInvestmentIncome
Net realized gains on sale of investments 268,901us-gaap_RealizedInvestmentGainsLosses 115,176us-gaap_RealizedInvestmentGainsLosses 134,602us-gaap_RealizedInvestmentGainsLosses 188,348us-gaap_RealizedInvestmentGainsLosses 126,318us-gaap_RealizedInvestmentGainsLosses 94,456us-gaap_RealizedInvestmentGainsLosses 249,893us-gaap_RealizedInvestmentGainsLosses 105,125us-gaap_RealizedInvestmentGainsLosses 707,027us-gaap_RealizedInvestmentGainsLosses 575,792us-gaap_RealizedInvestmentGainsLosses
Total revenues 14,960,624us-gaap_Revenues 14,015,734us-gaap_Revenues 10,972,847us-gaap_Revenues 10,102,287us-gaap_Revenues 10,928,258us-gaap_Revenues 10,339,137us-gaap_Revenues 7,779,462us-gaap_Revenues 7,519,328us-gaap_Revenues 50,051,492us-gaap_Revenues 36,566,185us-gaap_Revenues
Loss and loss adjustment expenses 5,161,128us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 4,538,167us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 3,007,939us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 4,324,954us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 5,435,963us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 2,439,132us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 3,241,797us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 2,469,641us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 17,032,188us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 13,586,533us-gaap_PolicyholderBenefitsAndClaimsIncurredNet
Commission expense and other underwriting expenses 6,532,697KINS_CommissionExpenseAndOtherUnderwritingExpenses 5,951,772KINS_CommissionExpenseAndOtherUnderwritingExpenses 5,432,867KINS_CommissionExpenseAndOtherUnderwritingExpenses 4,864,257KINS_CommissionExpenseAndOtherUnderwritingExpenses 4,866,827KINS_CommissionExpenseAndOtherUnderwritingExpenses 5,174,791KINS_CommissionExpenseAndOtherUnderwritingExpenses 4,010,695KINS_CommissionExpenseAndOtherUnderwritingExpenses 4,329,165KINS_CommissionExpenseAndOtherUnderwritingExpenses 22,781,593KINS_CommissionExpenseAndOtherUnderwritingExpenses 18,381,478KINS_CommissionExpenseAndOtherUnderwritingExpenses
Net income $ 1,763,103us-gaap_NetIncomeLoss $ 1,883,681us-gaap_NetIncomeLoss $ 1,354,502us-gaap_NetIncomeLoss $ 327,133us-gaap_NetIncomeLoss $ 90,985us-gaap_NetIncomeLoss $ 1,662,224us-gaap_NetIncomeLoss $ 68,101us-gaap_NetIncomeLoss $ 191,008us-gaap_NetIncomeLoss $ 5,328,419us-gaap_NetIncomeLoss $ 2,012,318us-gaap_NetIncomeLoss
Basic earnings per share $ 0.24us-gaap_EarningsPerShareBasic $ 0.26us-gaap_EarningsPerShareBasic $ 0.19us-gaap_EarningsPerShareBasic $ 0.05us-gaap_EarningsPerShareBasic $ 0.02us-gaap_EarningsPerShareBasic $ 0.44us-gaap_EarningsPerShareBasic $ 0.02us-gaap_EarningsPerShareBasic $ 0.05us-gaap_EarningsPerShareBasic $ 0.73us-gaap_EarningsPerShareBasic $ 0.51us-gaap_EarningsPerShareBasic
Diluted earnings per share $ 0.24us-gaap_EarningsPerShareDiluted $ 0.26us-gaap_EarningsPerShareDiluted $ 0.18us-gaap_EarningsPerShareDiluted $ 0.04us-gaap_EarningsPerShareDiluted $ 0.02us-gaap_EarningsPerShareDiluted $ 0.43us-gaap_EarningsPerShareDiluted $ 0.02us-gaap_EarningsPerShareDiluted $ 0.05us-gaap_EarningsPerShareDiluted $ 0.72us-gaap_EarningsPerShareDiluted $ 0.50us-gaap_EarningsPerShareDiluted