10. Property and Casulty Insurance Activity (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Unearned premiums	$ 40,458,041	$ 32,335,614
Gross Liability
Case-basis reserves	24,064,175	22,489,240
Loss adjustment expenses	5,663,856	4,200,675
IBNR reserves	10,184,652	7,813,314
Recoverable on paid losses	0	0
Total loss and loss adjustment expenses	39,912,683	34,503,229
Reinsurance Receivables
Case-basis reserves	11,930,330	12,078,399
Loss adjustment expenses	1,920,437	1,226,763
IBNR reserves	4,398,759	4,058,813
Recoverable on unpaid losses	18,249,526	17,363,975
Recoverable on paid losses	1,469,363	1,796,512
Total loss and loss adjustment expenses	19,718,889	19,160,487
Unearned premiums	15,856,387	18,400,338
Total reinsurance receivables	$ 35,575,276	$ 37,560,825