8. Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Deferred Acquisition Costs And Deferred Ceding Commission Revenue Details
Net deferred policy acquisition costs net of ceding commission revenue, beginning of year	$ (123,903)	$ 692,848
Cost incurred and deferred:
Commissions and brokerage	13,612,109	10,500,068
Other underwriting and policy acquisition costs	4,426,614	3,193,910
Ceding commission revenue	(11,428,785)	(13,114,478)
Net deferred policy acquisition costs	6,609,938	579,500
Amortization	(3,456,594)	(1,396,251)
Deferred acquisition costs	3,153,344	(816,751)
Net deferred policy acquisition costs net of ceding commission revenue, end of year	$ 3,029,441	$ (123,903)