2. Accounting Policies and Basis of Presentation (Details Narrative) (USD $)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013
Accounting Policies And Basis Of Presentation Details Narrative
Due and accrued investment income	$ 644,061	$ 414,210
Allowance for doubtful accounts	127,000	145,000
Uncollectible premiums receivable balances written off	146,000	88,000
Cash deposits in excess of the FDIC secured limit	6,041,000us-gaap_CashFDICInsuredAmount	3,046,000us-gaap_CashFDICInsuredAmount
Advertising costs	$ 71,000us-gaap_AdvertisingExpense	$ 55,000us-gaap_AdvertisingExpense

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Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3)

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-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3

-Article 5

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-Name Regulation S-X (SX)

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-Section 03

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Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 720

-SubTopic 35

-Section 50

-Paragraph 1

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For an unclassified balance sheet, a valuation allowance for receivables due a company that are expected to be uncollectible.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 4

-Article 5

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-Publisher FASB

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-Section 50

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-Name Accounting Standards Codification

-Topic 210

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-Section S99

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-Subparagraph (SX 210.5-02.4)

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The amount of cash deposited in financial institutions as of the balance sheet date that is insured by the Federal Deposit Insurance Corporation.

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The amount of decrease during the period to the valuation allowance account representing portions of such account associated with premium receivables that have been determined to be absolutely uncollectible or that were sold or transferred, and which receivables were simultaneously written off.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section S99

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