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Consolidated Balance Sheets (USD $)
Dec. 31, 2014
Dec. 31, 2013
Assets    
Fixed-maturity securities, held-to-maturity, at amortized cost (fair value of $5,395,054 at December 31, 2014 and $2,425,261 at December 31, 2013) $ 5,128,735us-gaap_HeldToMaturitySecurities $ 2,399,482us-gaap_HeldToMaturitySecurities
Fixed-maturity securities, available-for-sale, at fair value (amortized cost of $50,083,441 at December 31, 2014 and $28,079,902 at December 31, 2013) 51,120,859us-gaap_AvailableForSaleSecuritiesDebtSecurities 28,436,022us-gaap_AvailableForSaleSecuritiesDebtSecurities
Equity securities, available-for-sale, at fair value (cost of $7,621,309 at December 31, 2014 and $6,690,338 at December 31, 2013) 8,017,729us-gaap_AvailableForSaleSecuritiesEquitySecurities 6,796,673us-gaap_AvailableForSaleSecuritiesEquitySecurities
Total investments 64,267,323us-gaap_Investments 37,632,177us-gaap_Investments
Cash and cash equivalents 9,906,878us-gaap_CashAndCashEquivalentsAtCarryingValue 19,922,506us-gaap_CashAndCashEquivalentsAtCarryingValue
Premiums receivable, net of provision for uncollectible amounts 8,946,899us-gaap_PremiumsReceivableAtCarryingValue 7,590,074us-gaap_PremiumsReceivableAtCarryingValue
Receivables - reinsurance contracts 1,301,549KINS_ReceivablesReinsuranceContracts 974,989KINS_ReceivablesReinsuranceContracts
Reinsurance receivables, net of provision for uncollectible amounts 35,575,276us-gaap_ReinsuranceRecoverables 37,560,825us-gaap_ReinsuranceRecoverables
Deferred policy acquisition costs 8,985,981us-gaap_DeferredPolicyAcquisitionCosts 6,860,263us-gaap_DeferredPolicyAcquisitionCosts
Intangible assets, net 2,233,530us-gaap_IntangibleAssetsNetExcludingGoodwill 2,709,244us-gaap_IntangibleAssetsNetExcludingGoodwill
Property and equipment, net of accumulated depreciation 2,448,042us-gaap_PropertyPlantAndEquipmentNet 2,038,755us-gaap_PropertyPlantAndEquipmentNet
Other assets 1,330,944us-gaap_OtherAssets 1,494,989us-gaap_OtherAssets
Total assets 134,996,422us-gaap_Assets 116,783,822us-gaap_Assets
Liabilities    
Loss and loss adjustment expense reserves 39,912,683us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense 34,503,229us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense
Unearned premiums 40,458,041us-gaap_UnearnedPremiums 32,335,614us-gaap_UnearnedPremiums
Advance premiums 1,006,582KINS_AdvancePremiums 776,099KINS_AdvancePremiums
Reinsurance balances payable 2,096,363us-gaap_ReinsurancePayable 2,566,729us-gaap_ReinsurancePayable
Deferred ceding commission revenue 5,956,540us-gaap_DeferredRevenue 6,984,166us-gaap_DeferredRevenue
Accounts payable, accrued expenses and other liabilities 3,928,137us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent 3,215,487us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent
Deferred income taxes 1,137,180us-gaap_DeferredTaxAssetsNetCurrent 693,087us-gaap_DeferredTaxAssetsNetCurrent
Total liabilities 94,495,526us-gaap_Liabilities 81,074,411us-gaap_Liabilities
Commitments and Contingencies      
Stockholders' Equity    
Preferred stock, $.01 par value; authorized 2,500,000 shares      
Common stock, $.01 par value; authorized 20,000,000 shares; issued 8,235,095 shares at December 31, 2014 and 8,186,031 shares at December 31, 2013; outstanding 7,308,757 shares at December 31, 2014 and 7,266,573 shares at December 31, 2013 82,351us-gaap_CommonStockValue 81,860us-gaap_CommonStockValue
Capital in excess of par 32,873,383us-gaap_AdditionalPaidInCapitalCommonStock 32,692,568us-gaap_AdditionalPaidInCapitalCommonStock
Accumulated other comprehensive income 946,332us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 305,219us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 8,203,003us-gaap_RetainedEarningsAccumulatedDeficit 4,187,209us-gaap_RetainedEarningsAccumulatedDeficit
Total 42,105,069us-gaap_StockholdersEquityBeforeTreasuryStock 37,266,856us-gaap_StockholdersEquityBeforeTreasuryStock
Treasury stock, at cost, 926,338 shares at December 31, 2014 and 919,458 shares at December 31, 2013 (1,604,173)us-gaap_TreasuryStockValue (1,557,445)us-gaap_TreasuryStockValue
Total stockholders' equity 40,500,896us-gaap_StockholdersEquity 35,709,411us-gaap_StockholdersEquity
Total liabilities and stockholders' equity $ 134,996,422us-gaap_LiabilitiesAndStockholdersEquity $ 116,783,822us-gaap_LiabilitiesAndStockholdersEquity