Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash flows provided by operating activities:
Net income	$ 3,565,316	$ 1,921,333
Adjustments to reconcile net income to net cash provided by operating activities:
Net realized gains on sale of investments	(438,126)	(449,474)
Depreciation and amortization	641,943	472,495
Amortization of bond premium, net	205,107	135,352
Stock-based compensation	118,582	40,297
Excess tax benefit from exercise of stock options	(74,471)	0
Deferred income tax expense	107,433	(608,825)
(Increase) decrease in operating assets:
Premiums receivable, net	(1,734,722)	(435,903)
Receivables - reinsurance contracts	(776,000)	0
Reinsurance receivables, net	2,236,751	2,778,227
Deferred policy acquisition costs	(1,783,842)	(1,046,288)
Other assets	(198,361)	907,483
(Increase) decrease in operating liabilities:
Loss and loss adjustment expense reserves	2,419,060	(968,479)
Unearned premiums	7,317,198	5,448,255
Advance premiums	487,030	434,752
Reinsurance balances payable	(509,180)	1,396,703
Advance payments from catastrophe reinsurers	0	(7,358,391)
Deferred ceding commission revenue	(1,295,193)	1,703,364
Accounts payable, accrued expenses and other liabilities	24,809	804,203
Net cash flows provided by operating activities	10,313,334	5,175,104
Cash flows used in investing activities:
Purchase - fixed-maturity securities held-to-maturity	(2,715,540)	(842,317)
Purchase - fixed-maturity securities available-for-sale	(24,041,145)	(5,253,804)
Purchase - equity securities available-for-sale	(7,453,247)	(5,081,161)
Sale or maturity - fixed-maturity securities available-for-sale	5,092,195	5,274,520
Sale - equity securities available-for-sale	5,537,511	3,747,729
Recovery of loss from failed bank	51,587	0
Other investing activities	(699,534)	(243,785)
Net cash flows used in investing activities	(24,228,173)	(2,398,818)
Cash flows used in financing activities:
Proceeds from line of credit	0	310,000
Principal payments on line of credit	0	(550,000)
Principal payments on notes payable (includes $378,000 to related parties)	0	0
Proceeds from exercise of stock options	5,876	0
Withholding taxes paid on net exercise of stock options	(66,095)	0
Excess tax benefit from exercise of stock options	74,471	0
Purchase of treasury stock	(46,728)	(129,900)
Dividends paid	(947,186)	(459,738)
Net cash flows used in financing activities	(979,662)	(829,638)
(Decrease) increase in cash and cash equivalents	(14,894,501)	1,946,648
Cash and cash equivalents, beginning of period	19,922,506	2,240,012
Cash and cash equivalents, end of period	5,028,005	4,186,660
Supplemental disclosures of cash flow information:
Cash paid for income taxes	1,712,400	747,000
Cash paid for interest	0	76,100
Supplemental schedule of non-cash investing and financing activities:
Shares deducted from exercise of stock options for payment of withholding taxes	$ 66,095	$ 0