5. Fair Value of Financial Instruments (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Reinsurance balances payable	$ 2,057,549	$ 2,566,729
Carrying Value
Fixed-maturity securities held-to-maturity	5,125,285	2,399,482
Cash and cash equivalents	5,028,005	19,922,506
Premiums receivable	9,324,796	7,590,074
Receivables - reinsurance contracts	1,750,989	974,989
Reinsurance receivables	35,324,074	37,560,825
Real estate net of accumulated depreciation	1,775,839	1,777,942
Reinsurance balances payable	2,057,549	2,566,729
Fair Value
Fixed-maturity securities held-to-maturity	5,334,056	2,425,261
Cash and cash equivalents	5,028,005	19,922,506
Premiums receivable	9,324,796	7,590,074
Receivables - reinsurance contracts	1,750,989	974,989
Reinsurance receivables	35,324,074	37,560,825
Real estate net of accumulated depreciation	1,816,122	1,816,122
Reinsurance balances payable	$ 2,057,549	$ 2,566,729