3. Investments (Details 6) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Fair Value-Less than 12 months	$ 10,383,353	$ 11,178,525
Unrealized Losses-Less than 12 Months	(202,760)	(519,611)
No. of Positions Held-Less than 12 Months	26	42
Fair Value-12 months or more	3,223,483	2,435,968
Unrealized Losses-12 months or more	(140,232)	(222,798)
No. of Positions Held-12 months or more	12	10
Aggregate Fair Value-Total	13,606,836	13,614,493
Unrealized Losses-Total	(342,992)	(742,409)
Fixed Maturity Securities Political Subdivisions Of States Territories And Possessions
Fair Value-Less than 12 months	2,149,022	2,015,437
Unrealized Losses-Less than 12 Months	(38,144)	(49,491)
No. of Positions Held-Less than 12 Months	7	6
Fair Value-12 months or more	541,806	415,866
Unrealized Losses-12 months or more	(6,818)	(45,140)
No. of Positions Held-12 months or more	2	2
Aggregate Fair Value-Total	2,690,828	2,431,303
Unrealized Losses-Total	(44,962)	(94,631)
Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous
Fair Value-Less than 12 months	6,040,156	6,447,605
Unrealized Losses-Less than 12 Months	(106,702)	(179,810)
No. of Positions Held-Less than 12 Months	12	24
Fair Value-12 months or more	993,653	1,430,377
Unrealized Losses-12 months or more	(51,037)	(101,194)
No. of Positions Held-12 months or more	3	5
Aggregate Fair Value-Total	7,033,809	7,877,982
Unrealized Losses-Total	(157,739)	(281,004)
Fixed Maturity Securities Total Fixed Maturity Securities
Fair Value-Less than 12 months	8,189,178	8,463,042
Unrealized Losses-Less than 12 Months	(144,846)	(229,301)
No. of Positions Held-Less than 12 Months	19	30
Fair Value-12 months or more	1,535,459	1,846,243
Unrealized Losses-12 months or more	(57,855)	(146,334)
No. of Positions Held-12 months or more	5	7
Aggregate Fair Value-Total	9,724,637	10,309,285
Unrealized Losses-Total	(202,701)	(375,635)
Equity Securities Preferred Stocks
Fair Value-Less than 12 months	652,950	1,835,958
Unrealized Losses-Less than 12 Months	(6,022)	(251,525)
No. of Positions Held-Less than 12 Months	1	8
Fair Value-12 months or more	1,688,024	444,100
Unrealized Losses-12 months or more	(82,377)	(62,551)
No. of Positions Held-12 months or more	7	2
Aggregate Fair Value-Total	2,340,974	2,280,058
Unrealized Losses-Total	(88,399)	(314,076)
Equity Securities Common Stocks
Fair Value-Less than 12 months	1,541,225	879,525
Unrealized Losses-Less than 12 Months	(51,892)	(38,785)
No. of Positions Held-Less than 12 Months	6	4
Fair Value-12 months or more	0	145,625
Unrealized Losses-12 months or more	0	(13,913)
No. of Positions Held-12 months or more	0	1
Aggregate Fair Value-Total	1,541,225	1,025,150
Unrealized Losses-Total	(51,892)	(52,698)
Equity Securities Total Equity Securities
Fair Value-Less than 12 months	2,194,175	2,715,483
Unrealized Losses-Less than 12 Months	(57,914)	(290,310)
No. of Positions Held-Less than 12 Months	7	12
Fair Value-12 months or more	1,688,024	589,725
Unrealized Losses-12 months or more	(82,377)	(76,464)
No. of Positions Held-12 months or more	7	3
Aggregate Fair Value-Total	3,882,199	3,305,208
Unrealized Losses-Total	$ (140,291)	$ (366,774)